97 Saffron Ter, Falling Waters, WV 25419 Property Records

Berkeley County property record for 97 Saffron Ter, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,328 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2022)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-14E-0258.0000`

Property Details

APN / Parcel Number

Primary APN	`02-14E-0258.0000`
Alternative APNs	`02-02-14E-0258.0000` `07242112`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07242112
Street Address	97 SAFFRON TER
City	FALLING WATERS
State	WV
Zip	25419-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 AC LOT 114 SEC 1 PHZ 11A PLAT 1 SPRING MILLS PUD
Legal Subdivision	SPRING MILLS PUD PH 11A SEC 1
Legal Lot Number	114
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 SAFFRON TER, FALLING WATERS, WV 25419-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Sep 22, 2017	Deed of Trust, Mortgage · ARM CNB BANK INC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	20220025393
Deed Book / Page	1400 / 464
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jul 5, 2022
Property Address	97 SAFFRON TER, FALLING WATERS, WV 25419-1518
Document Number	001400/464
Book / Page	1400 / 464
Map Reference	PC 17 SLS 154&155
Instrument Date	Jun 30, 2022
Instrument	20220025393
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SAFFRON TER, FALLING WATERS, WV 25419-1518

Mortgage

Document Number	202200253943922334
Date	Jul 5, 2022
Instrument	202200253943922334

Lender

Name	INTEGRITY HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	97 SAFFRON TER, FALLING WATERS, WV 25419-1518
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3195/001
Date	Sep 22, 2017
Book Page	3195/001
Instrument	20170033413

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	5 Years
Min Rate At Change	3.99%
Max Rate At Change	5.74%
Index	5-Year CMT
Max Rate	8.99%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	97 SAFFRON TER, FALLING WATERS, WV 25419-1518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3530/105
Date	Jul 21, 2020
Book Page	3530/105
Instrument	20200021253

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,840.00 (+1.49%)	$151,380 (+5.52%) Land $45,600 Building $105,780	$252,300 (+5.52%) Land $76,000 Building $176,300
2023	$1,813.00	$143,460 Land $38,940 Building $104,520	$239,100 Land $64,900 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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