Berkeley County property record for 106 Saffron Ter, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,521 sqft · built 2018 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,000 (Sep 2025) |
| Tax Bill | $1,806 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jun 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14E-0273.0000 |
| Primary APN | 02-14E-0273.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| 1st Floor Area | 1,521 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07242657 |
|---|---|
| Street Address | 106 SAFFRON TER |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .10 AC LOT 138 SPRING MILLS PUD PHZ 11A SEC 1 PLAT 2 |
| Legal Lot Number | 138 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 971105 |
106 Saffron Ter is owned and occupied by an individual who bought it in September 2025.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2018 | Deed of Trust, Mortgage · ARM UNITED BANK |
| Jun 18, 2025 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK |
| Sep 23, 2025 | Deed, Transfer · Line of Credit JEFFERSON SECURITY BANK |
| Sep 19, 2023 | Deed, Transfer |
| Sep 19, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Sale | Sep 19, 2023 · Amount on File |
| Deed Document Number | 20250027629 |
| Deed Book / Page | 1540 / 278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003283/326 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 3283/326 |
| Instrument | 20180027777 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | UNKNOWN, CSSWV |
| Name | Verified Name |
|---|
| Document Number | 004275/513 |
|---|---|
| Date | Jun 18, 2025 |
| Book Page | 4275/513 |
| Instrument | 20250017314 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Sep 23, 2025 |
| Property Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Document Number | 001540/278 |
| Book / Page | 1540 / 278 |
| Map Reference | PC 18 SLS 25&26 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 20250027629 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,371.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Document Number | 20250027630 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 20250027630 |
| Name | JEFFERSON SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Sep 19, 2023 |
| Property Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Document Number | 001451/679 |
| Book / Page | 1451 / 679 |
| Map Reference | PC 18 SLS 25&26 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 20230026162 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,148.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Sep 19, 2023 |
| Property Address | 106 SAFFRON TER, FALLING WATERS, WV 25419-1529 |
| Document Number | 001451/675 |
| Book / Page | 1451 / 675 |
| Map Reference | PC 18 SLS 25&26 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 20230026161 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2025 property tax bill for 106 Saffron Ter was $1,806, up 18.7% from the year before.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,806.00 (+18.74%) | $148,560 (+3.17%) Land $45,600 Building $102,960 | $247,600 (+3.17%) Land $76,000 Building $171,600 |
| 2024 | $1,521.00 (+0.26%) Homeowner's exemption | $144,000 (+2.78%) Land $42,840 Building $101,160 | $240,000 (+2.78%) Land $71,400 Building $168,600 |
| 2023 | $1,517.00 Homeowner's exemption | $140,100 Land $38,940 Building $101,160 | $233,500 Land $64,900 Building $168,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Saffron Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Saffron Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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