97 Rustic Rd, Centereach, NY 11720 Property Records

Suffolk County and Brookhaven Town property record for 97 Rustic Rd, Centereach, NY 11720 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,148 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$490,000 (2019)
Tax Bill$15,348.00 (2024)

Property Details

APN / Parcel Number

Primary APN0200-515.00-04.00-011.000
Alternative APNs
  • 472289 515.00-04-011.000
  • 228951500000040110000000
  • 00006018790
  • 0006018790
  • 6018790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,148 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number6018790
Street Address97 RUSTIC RD
CityCENTEREACH
StateNY
Zip11720-4061
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCENTEREACH ESTATES 1313 SEC 1 9 TO
Legal SubdivisionCENTEREACH ESTATES
Legal Block5000
Legal Lot Number400
JurisdictionSUFFOLK NY
Minor Civil DivisionBROOKHAVEN
Census Blockgroup2
Census Block2009
Census Tract158511

Owner

Source: Suffolk County and Brookhaven Town records · APN 0200-515.00-04.00-011.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 RUSTIC RD, CENTEREACH, NY 11720-4061
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2019Deed of Trust, Mortgage · Stand Alone Refinance
FREEDOM MORTGAGE CORP
Mar 26, 2020Deed of Trust, Mortgage · Stand Alone Refinance
FREEDOM MORTGAGE CORP
Mar 19, 2019Grant Deed, Transfer
NOT AVAILABLE
Dec 18, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2019 · Amount on Record
Deed SaleMar 19, 2019 · Amount on Record
Prior SaleDec 05, 2005 · Amount on Record
Deed Book / Page13004 / 924
Record RefreshedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address97 RUSTIC RD, CENTEREACH, NY 11720-4061
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230120729
DateMar 19, 2019
Book Page23012/729
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term349 Months
DueApr 01, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address97 RUSTIC RD, CENTEREACH, NY 11720-4061
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231180989
DateMar 26, 2020
Book Page23118/989
InstrumentDK047237
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateMar 19, 2019
Property Address97 RUSTIC RD, CENTEREACH, NY 11720-4061
Document Number0130040924
Book / Page013004 / 000924
Instrument DateFeb 28, 2019
Transaction TypeTransfer
Record UpdatedApr 15, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 SELDEN BLVD CENTEREACH NY 117203327, CENTEREACH, NY 11720-3327

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address97 RUSTIC RD, CENTEREACH, NY 11720-4061
Document Number0228900916
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyTITLESAVE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 RUSTIC RD CENTEREACH NY 117204061, CENTEREACH, NY 11720-4061

Mortgage

Document Number0228900916
DateJan 08, 2018
Book Page022890/000916
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term60 Months
DueJan 07, 2023

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictMiddle Country Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,480 (-) Land $160 Building $3,320$725,000 (+11,150.78%) Land $30,189 Building $626,415
2024$15,348.00
2023$3,480 Land $160 Building $3,320$6,444 Land $296 Building $6,148

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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