103 Rustic Rd, Centereach, NY 11720 Property Records

Suffolk County and Brookhaven Town property record for 103 Rustic Rd, Centereach, NY 11720 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1954
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jan 1999)
Tax Bill	$10,490 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0200-515.00-04.00-014.000`

Property Details

APN / Parcel Number

Primary APN	`0200-515.00-04.00-014.000`
Alternative APNs	`472289 515.00-04-014.000` `228951500000040140000000` `00006028530` `0006028530` `6028530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	6028530
Street Address	103 RUSTIC RD
City	CENTEREACH
State	NY
Zip	11720-4069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTEREACH TERRACE 1234 SEC 1 6 TO
Legal Subdivision	CENTEREACH TERRACE
Legal Block	5000
Legal Lot Number	400
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2010
Census Tract	158511

Owner

Source: Suffolk County and Brookhaven Town records · APN 0200-515.00-04.00-014.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 RUSTIC RD, CENTEREACH, NY 11720-4069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage PNC BANK NA
Mar 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP
Feb 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP
Nov 04, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 1999 · Amount on Record
Deed Sale	Jan 19, 1999 · Amount on Record
Deed Book / Page	11940 / 270
Last Transfer Date	Mar 23, 2013
Transfer Doc	D000127290203
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	103 RUSTIC RD, CENTEREACH, NY 11720-4069
Transaction Type	Mortgage
Record Updated	Jan 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236910191
Date	Oct 23, 2025
Book Page	23691/191

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	103 RUSTIC RD, CENTEREACH, NY 11720-4069
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233920711
Date	Mar 14, 2022
Book Page	23392/711
Instrument	DM071014

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Apr 01, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	103 RUSTIC RD, CENTEREACH, NY 11720-4069
Transaction Type	Mortgage
Record Updated	Mar 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232280704
Date	Feb 05, 2021
Book Page	23228/704
Instrument	52608

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Mar 01, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	103 RUSTIC RD, CENTEREACH, NY 11720-4069
Document Number	0228810322
Book / Page	022881 / 000322
Instrument Date	Nov 04, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 RUSTIC RD CENTEREACH NY 117204069, CENTEREACH, NY 11720-4069

Mortgage

Document Number	0228810322
Date	Dec 06, 2017
Book Page	022881/000322

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 05, 2037

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Middle Country Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,350 (-) Land $300 Building $2,050	$489,583 (+11,149.61%) Land $56,604 Building $386,792
2024	$10,490.00
2023		$2,350 Land $300 Building $2,050	$4,352 Land $556 Building $3,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031585112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Rustic Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures