97 Rough Bark Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 97 Rough Bark Rd, Sapphire, NC 28774

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,449 sqft · built 2017
Lot Size6 acres (261,360 sqft)
Owner2 Trust Names on File
Tax Bill$11,049 (2025)
Flood ZoneZone X (minimal risk)
APN7593-43-2217

Property Details

APN / Parcel Number

Primary APN7593-43-2217
Alternative APN
  • 177320

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,449 sqft Living Area
1st Floor Area3,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Roof TypeGable
Roof MaterialAsphalt
Lot Area261,360 sqft (6 acres)
Garage Area728 sqft
PorchPorch
Porch Area1,074 sqft
Patio Area764 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address97 ROUGH BARK RD
CitySAPPHIRE
StateNC
Zip28774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 BALD ROCK
Legal SubdivisionBALD ROCK SUBDIVISION
Legal Lot Number38
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group1
Census Block1002
Census Tract950900

Owner

97 Rough Bark Rd is held in a trust since April 2016.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address14601 MCCORMICK DR, TAMPA, FL 33626-3025
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 20, 2016
Transfer Doc0021360675
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 97 Rough Bark Rd was $11,049.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,907,646 (-) Land $350,000 Building $2,557,646
2025$11,049.00$2,907,646 Land $350,000 Building $2,557,646
2023$6,591.00$1,734,540 Land $300,000 Building $1,434,540

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 97 Rough Bark Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Rough Bark Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE DIVIDE WATER SYSTEM
private · serves 89 people · EPA ID NC1050037
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rough Bark Rd

Nearby Streets

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