10 Rough Bark Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 10 Rough Bark Rd, Sapphire, NC 28774

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,985 sqft · built 1999
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Tax Bill$8,129 (2025)
Deeds & MortgagesFeb 2023 Sale
Flood ZoneZone X (minimal risk)
APN7593-42-2522

Property Details

APN / Parcel Number

Primary APN7593-42-2522
Alternative APN
  • 142908

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,985 sqft Heated Area
1st Floor Area2,524 sqft
Upper Floors Area925 sqft
Basement Area1,536 sqft
Finished Basement1,536 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialWood Shingle
Lot Area174,240 sqft (4 acres)
Garage TypeMixed
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area458 sqft
Deck Area64 sqft
Patio Area1,020 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address10 ROUGH BARK RD
CitySAPPHIRE
StateNC
Zip28774-7698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 40 BALD ROCK
Legal SubdivisionBALD ROCK SUBDIVISION
Legal Lot Number40
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group1
Census Block1002
Census Tract950900

Owner

10 Rough Bark Rd, a single family home, is owned by two individuals.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2987, CASHIERS, NC 28717-2987
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON NC
Recording DateFeb 3, 2023
Property Address10 ROUGH BARK RD, SAPPHIRE, NC 28774-7698
Document Number0023501455
Book / Page2350 / 1455
Map ReferenceCAB 8 SL 882
Instrument DateFeb 3, 2023
Transaction TypeTransfer
Record UpdatedFeb 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address649 LEGENDS CREST DR, FRANKLIN, TN 37069-4658

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2987, CASHIERS, NC 28717-2987

Tax Assessment & Valuation

The 2025 property tax bill for 10 Rough Bark Rd was $8,129.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,139,451 Land $500,000 Building $1,639,451
2025$8,129.00
2023$4,617.00$1,215,020 Land $300,000 Building $915,020

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Rough Bark Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Rough Bark Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE DIVIDE WATER SYSTEM
private · serves 89 people · EPA ID NC1050037
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rough Bark Rd

Nearby Streets

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