97 Roosevelt Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 97 Roosevelt Rd, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,027 sqft · built 1987
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on File
Last Sale$842,000 (Nov 2025)
Tax Bill$6,146 (2025)
Deeds & MortgagesNov 2025 Sale
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNCOTU M:039 L:155

Property Details

APN / Parcel Number

Primary APNCOTU M:039 L:155
Alternative APN
  • 24315

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,027 sqft Living Area
Gross Area4,457 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number24315
Street Address97 ROOSEVELT RD
CityCOTUIT
StateMA
Zip02635-2713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number155
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3014
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:039 L:155

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 MONTAUK AVE, NORFOLK, MA 02056-1122
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Quit Claim Deed, Transfer
Mar 03, 2017Deed of Trust, Mortgage · Line of Credit
CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleJul 30, 2008 · Amount on Record
Record UpdatedSep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOTUIT MA
Recording DateNov 12, 2025
Property Address97 ROOSEVELT RD, COTUIT, MA 02635-2713
Document Number0001533787
Instrument DateNov 10, 2025
Instrument1533787
Transaction TypeTransfer
Record UpdatedDec 03, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 MONTAUK AVE, NORFOLK, MA 02056-1122

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address97 ROOSEVELT RD, COTUIT, MA 02635-2713
Document Number0001316495
Instrument DateMar 03, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

Mortgage

Document Number0001316495
DateMar 09, 2017
Instrument1316495
Lender
NameCAPE COD FIVE CENT BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,146.00 (+10.94%)$736,000 (+4.69%) Land $191,200 Building $544,800$831,630
2024$5,540.00 (+6.07%)$703,000 (+12.66%) Land $191,200 Building $511,800
2023$5,223.00$624,000 Land $188,900 Building $435,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims3 (1991–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 1997, tidal / storm surge
Claims By Storm
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 10% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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