49 Roosevelt Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 49 Roosevelt Rd, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1984
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Aug 2025)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:039 L:139`

Property Details

APN / Parcel Number

Primary APN	`COTU M:039 L:139`
Alternative APN	`24155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	3,476 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	24155
Street Address	49 ROOSEVELT RD
City	COTUIT
State	MA
Zip	02635-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	139
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3016
Census Tract	13200

Owner

49 Roosevelt Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 ROOSEVELT RD, COTUIT, MA 02635-2713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Quit Claim Deed, Transfer PNC BANK NA
Jul 10, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FALL RIVER FIVE CENTS SVGS BK
Sep 27, 2019	Personal Representative Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Jul 10, 2020 · Amount on File
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Aug 29, 2025
Property Address	49 ROOSEVELT RD, COTUIT, MA 02635-2713
Document Number	0001529273
Instrument Date	Aug 29, 2025
Instrument	1529273
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 ROOSEVELT RD, COTUIT, MA 02635-2713

Mortgage

Document Number	0001529275
Date	Aug 29, 2025
Instrument	1529275

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2032
Index	Other
Margin	3

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jul 10, 2020
Property Address	49 ROOSEVELT RD, COTUIT, MA 02635-2713
Document Number	0001400340
Instrument Date	Jul 8, 2020
Instrument	1400340
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,736.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HOMESTEAD RD LYNNFIELD MA 019401743, LYNNFIELD, MA 01940-1743

Mortgage

Document Number	1400341
Date	Jul 10, 2020
Instrument	1400341

Lender

Name	FALL RIVER FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

September 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Sep 27, 2019
Property Address	49 ROOSEVELT RD, COTUIT, MA 02635-2713
Document Number	0001379812
Instrument Date	Sep 23, 2019
Instrument	1379812
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,966.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 NETOP DR EAST GREENWICH RI 028184846, EAST GREENWICH, RI 02818-4846

Mortgage

Document Number	1379813
Date	Sep 27, 2019
Instrument	1379813

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49 Roosevelt Rd was $5,295, up 11% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00 (+11.03%)	$634,100 (+4.78%) Land $178,900 Building $455,200	$785,365
2024	$4,769.00 (+2.91%)	$605,200 (+9.32%) Land $178,900 Building $426,300
2023	$4,634.00	$553,600 Land $176,700 Building $376,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Roosevelt Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1991–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1997 · tidal / storm surge
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Roosevelt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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