Laurens County property record for 97 Ridgewood Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Company Names on Record |
| Tax Bill | $1,360 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-00-00-047 |
| Primary APN | 340-00-00-047 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 3400000047 00567992 |
|---|---|
| Street Address | 97 RIDGEWOOD DR |
| City | WATERLOO |
| State | SC |
| Zip | 29384-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 RIDGEWOOD HARBOR PH I |
| Legal Subdivision | RIDGEWOOD HARBOR |
| Legal Phase | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 97 RIDGEWOOD DR, WATERLOO, SC 29384-5008 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 |
| Deed Sale | Aug 21, 2023 |
| Deed Document Number | 0001766168 |
| Deed Book / Page | 0962 / 048 |
| Prior Transfer Date | Feb 3, 2010 |
| Prior Transfer Doc | 2010000914 |
| Record Updated | Jun 8, 2026 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+51.28%) Homeowner's exemption | $9,840 (-51.34%) Land $4,200 Building $5,640 | |
| 2023 | $899.00 (-28.25%) Homeowner's exemption | $20,220 (+105.49%) Land $4,200 Building $16,020 | $505,500 (+105.49%) Land $105,000 Building $400,500 |
| 2022 | $1,253.00 Homeowner's exemption | $9,840 Land $4,200 Building $5,640 | $246,000 (-) Land $105,000 Building $141,000 |
| 2021 | $246,000 Land $105,000 Building $141,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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