71 Ridgewood Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 71 Ridgewood Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.622 acres (27,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2020)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`340-00-00-041`

Property Details

APN / Parcel Number

Primary APN	`340-00-00-041`
Alternative APNs	`3400000041 00566692` `00566692`

Exterior

Lot Area	27,116 sqft (0.622 acres)

Location & Zoning

Street Address	71 RIDGEWOOD DR
City	WATERLOO
State	SC
Zip	29384-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 RIDGEWOOD HARBOR PH I
Legal Subdivision	RIDGEWOOD HARBOR
Legal Phase	1
Legal Lot Number	39
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	2
Census Block	2005
Census Tract	921001

Owner

Source: Laurens County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 RIDGEWOOD DR, WATERLOO, SC 29384-5008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Grant Deed, Transfer · Conventional with PMI ATLANTIC BAY MTG
Dec 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Jun 8, 2012 · Amount on Record
Deed Document Number	20204577
Deed Book / Page	1512 / 77
Prior Transfer Date	Nov 29, 2017
Prior Transfer Doc	0014180024
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jun 24, 2020
Property Address	71 RIDGEWOOD DR, WATERLOO, SC 29384-5008
Document Number	0015120077
Book / Page	001512 / 000077
Instrument Date	Jun 19, 2020
Instrument	4577
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 SHEARIN ST DARLINGTON SC 295322200, DARLINGTON, SC 29532-2200

Mortgage

Document Number	25950284
Date	Jun 24, 2020
Book Page	002595/000284
Instrument	4578

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Dec 3, 2018
Property Address	71 RIDGEWOOD DR, WATERLOO, SC 29384-5008
Document Number	0014180024
Book / Page	001418 / 000024
Instrument Date	Nov 29, 2018
Instrument	10258
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 GREEN ST RIDGE SPRING SC 291299282, RIDGE SPRING, SC 29129-9282

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (-10.25%)	$13,640 (-) Land $4,200 Building $9,440
2024	$2,215.00 (+46.11%)	$13,640 (+2.17%) Land $4,200 Building $9,440
2023	$1,516.00 (-28.93%)	$13,350 (-2.13%) Land $4,450 Building $8,900	$222,500 (-34.75%) Building $222,500
2022	$2,133.00	$13,640 Land $4,200 Building $9,440	$341,000 (-) Land $105,000 Building $236,000
2021			$341,000 Land $105,000 Building $236,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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