Summit County property record for 97 Protector Cir, Breckenridge, CO 80424
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6.75 ba · 3,438 sqft · built 2001 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,265,000 (Oct 2016) |
| Tax Bill | $8,126 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2209-2530-25-004 |
| Primary APN | 2209-2530-25-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.75 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,438 sqft Living Area |
| Gross Area | 4,543 sqft |
| 1st Floor Area | 2,015 sqft |
| Basement Area | 1,161 sqft |
| Finished Basement | 982 sqft |
| Unfinished Basement | 179 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Multi-Level |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 926 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 97 PROTECTOR CIR |
|---|---|
| City | BRECKENRIDGE |
| State | CO |
| Zip | 80424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 9 BLOCK 1 SHADOWS SUB |
| Legal Subdivision | SHADOWS SUB |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 406 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12407 TWIN CREEK CIR, MANCHACA, TX 78652-3746 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2016 · Amount on Record |
| Deed Sale | Oct 21, 2016 · Amount on Record |
| Deed Document Number | 20161124994 |
| Prior Transfer Date | May 12, 2006 |
| Prior Transfer Doc | 0000822450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 97 PROTECTOR CIR, BRECKENRIDGE, CO 80424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 1254861 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 1254861 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,126.00 (+3.16%) | $160,895 (-1.26%) | $2,366,100 (-2.71%) Land $369,200 Building $1,996,900 |
| 2024 | $7,877.00 (-1.73%) | $162,951 (-) | |
| 2023 | $8,016.00 (+48.39%) | $162,951 (+58.54%) | $2,432,100 (+64.45%) Land $391,100 Building $2,041,000 |
| 2022 | $5,402.00 | $102,784 | $1,478,900 Land $213,100 Building $1,265,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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