Summit County property record for 226 Protector Cir, Breckenridge, CO 80424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,240 sqft · built 1980 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,211 (2025) |
| Deeds & Mortgages | Aug 2012 Mortgage Feb 2011 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2209-2530-28-007 |
| Primary APN | 2209-2530-28-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 448 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| View / Lot | Average |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 226 PROTECTOR CIR |
|---|---|
| City | BRECKENRIDGE |
| State | CO |
| Zip | 80424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 3 BLOCK 2 SHADOWS SUB |
| Legal Subdivision | SHADOWS SUB |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 406 |
226 Protector Cir, a single family home, is owned by an individual.
Source: Summit County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1191, BRECKENRIDGE, CO 80424-1183 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2012 | Deed of Trust, Mortgage · Conventional Mortgage INTERBANK MORTGAGE CO |
| Feb 8, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 226 PROTECTOR CIR, BRECKENRIDGE, CO 80424-6998 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000999250 |
|---|---|
| Date | Aug 2, 2012 |
| Instrument | 999250 |
| Name | INTERBANK MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LINCOLNSHIRE, IL 60069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 226 PROTECTOR CIR, BRECKENRIDGE, CO 80424-6998 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Name | Verified Name |
|---|
| Document Number | 0000959079 |
|---|---|
| Date | Feb 8, 2011 |
| Instrument | 959079 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2041 |
The 2025 property tax bill for 226 Protector Cir was $4,211, up 9.6% from the year before.
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,211.00 (+9.58%) | $83,388 (+4.89%) | $1,226,300 Land $344,300 Building $882,000 |
| 2024 | $3,843.00 (-1.74%) | $79,502 (-) | |
| 2023 | $3,911.00 (+61.54%) | $79,502 (+72.56%) | $1,186,600 (+79%) Land $363,100 Building $823,500 |
| 2022 | $2,421.00 | $46,072 | $662,900 Land $199,500 Building $463,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Protector Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Protector Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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