Winchester Town property record for 97 Prospect St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1880 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on Record |
| Last Sale | $115,000 (Sep 2022) |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Mortgage + 1 more |
| APN | WINC M:110 B:086 L:021 |
| Primary APN | WINC M:110 B:086 L:021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 3,064 sqft |
| 1st Floor Area | 744 sqft |
| Attic | Attic |
| Attic Area | 744 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4478 |
|---|---|
| Street Address | 97 PROSPECT ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 86 |
| Legal Lot Number | 21 |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 320200 |
Source: Winchester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5906 11TH AVE, BROOKLYN, NY 11219-4901 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LENDING ONE LLC |
| Jan 30, 2023 | Quit Claim Deed, Transfer · Commercial Mortgage LENDING ONE LLC |
| Sep 23, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Feb 3, 2015 |
| Deed Document Number | 202220220-00002518 |
| Deed Book / Page | 472 / 834 |
| Last Transfer Date | Jan 19, 2023 |
| Transfer Doc | 000475-187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 97 PROSPECT ST, WINSTED, CT 06098-1937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000475-198 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 475/198 |
| Instrument | 1348580025 |
| Name | LENDING ONE LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Jan 30, 2023 |
| Property Address | 97 PROSPECT ST, WINSTED, CT 06098-1937 |
| Document Number | 000475-187 |
| Book / Page | 475 / 187 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 20230-00000247 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5906 11TH AVE, BROOKLYN, NY 11219-4901 |
| Document Number | 1348580025 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 1348580025 |
| Name | LENDING ONE LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Sep 23, 2022 |
| Property Address | 97 PROSPECT ST, WINSTED, CT 06098-1937 |
| Document Number | 000472-834 |
| Book / Page | 472 / 834 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 20220-00002518 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5906 11TH AVE, BROOKLYN, NY 11219-4901 |
| Investor | Possibly a Property Investor |
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,951.00 (+10.57%) | $101,150 (-) Land $27,930 Building $73,220 | $70,805 Land $19,551 Building $51,254 |
| 2023 | $2,669.00 (-7.65%) | $101,150 (+17.38%) Land $27,930 Building $73,220 | |
| 2022 | $2,890.00 | $86,170 Land $20,230 Building $65,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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