103 Prospect St, Winsted, CT 06098 Property Records

Winchester Town property record for 103 Prospect St, Winsted, CT 06098

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,856 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Nov 2021)
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
APN	`WINC M:110 B:086 L:022`

Property Details

APN / Parcel Number

Primary APN	`WINC M:110 B:086 L:022`
Alternative APNs	`WSTR M:110 B:086 L:022` `4541`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	6,181 sqft
1st Floor Area	1,428 sqft
Attic	Attic
Attic Area	1,428 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4541
Street Address	103 PROSPECT ST
City	WINSTED
State	CT
Zip	06098-1994
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Block	86
Legal Lot Number	22
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3005
Census Tract	320200

Owner

103 Prospect St, a triplex, is owned by a company that bought it in November 2021.

Source: Winchester Town records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	38 PRATT ST, WINSTED, CT 06098-2024
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Deed Document Number	20211146860002
Deed Book / Page	465 / 956
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Nov 10, 2021
Property Address	103 PROSPECT ST, WINSTED, CT 06098-1994
Document Number	000465-956
Book / Page	465 / 956
Instrument Date	Oct 2, 2021
Instrument	1146860002
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 733, WINSTED, CT 06098-0733
Investor	Possibly a Property Investor

Mortgage

Document Number	000465-958
Date	Nov 10, 2021
Book Page	465/958
Instrument	1146870018

Lender

Name	NORTHWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 103 Prospect St was $3,865.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,865.00	$132,510 Land $24,780 Building $107,730	$92,757 Land $17,346 Building $75,411
2024	$3,865.00 (+10.52%)
2023	$3,497.00 (+6.16%)	$132,510 (+34.93%) Land $24,780 Building $107,730
2022	$3,294.00	$98,210 Land $17,920 Building $80,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 103 Prospect St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20