97 Prospect St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 97 Prospect St, Passaic, NJ 07055

Property Summary

Property TypeQuadplex
Details4,636 sqft · built 1936
Lot Size0.22 acres (9,561 sqft)
Owner2 Individual Names on File
Tax Bill$24,198 (2025)
Deeds & MortgagesJun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN07-02146-0000-00022

Property Details

APN / Parcel Number

Primary APN07-02146-0000-00022
Alternative APN
  • 070214600022

Interior

Units4 Units
Stories2 Stories
Building Area4,636 sqft Living Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialWood
Construction TypeFrame
Lot Area9,561 sqft (0.22 acres)
Lot Dimensions239 ft deep x 40 ft wide

Location & Zoning

Street Address97 PROSPECT ST
CityPASSAIC
StateNJ
Zip07055
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeR-3
Legal Block2146
Legal Lot Number22
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group2
Census Block2002
Census Tract175801

Owner

97 Prospect St, a quadplex, is owned by two individuals who acquired it in May 2018.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address99 PROSPECT ST, PASSAIC, NJ 07055-4992
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 22, 2018
Transfer Doc0000024369
Record UpdatedSep 20, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASSAIC NJ
Recording DateJun 1, 2018
Property Address97 PROSPECT ST, PASSAIC, NJ 07055
Document Number0000024369
Book / Page003321 / 000170
Instrument DateMay 22, 2018
Instrument24369
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 PROSPECT ST PASSAIC NJ 070554928, PASSAIC, NJ 07055-4928

Tax Assessment & Valuation

The 2025 property tax bill for 97 Prospect St was $24,198, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$568,300 (-) Land $104,900 Building $463,400$568,300 (-) Land $104,900 Building $463,400
2025$24,198.00 (+3.27%)$568,300 Land $104,900 Building $463,400$568,300 Land $104,900 Building $463,400
2024$23,431.00
2023$568,300 Land $104,900 Building $463,400$568,300 Land $104,900 Building $463,400
2022$22,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2007–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

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