Passaic County and Passaic City property record for 92 Prospect St, Passaic, NJ 07055
| Property Type | Duplex |
|---|---|
| Details | 3,074 sqft · built 1920 |
| Lot Size | 0.077 acres (3,363 sqft) |
| Owner | Company Name on File |
| Last Sale | $570,000 (Apr 2026) |
| Tax Bill | $11,705 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02147-01-00015 |
| Primary APN | 07-02147-01-00015 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,074 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,363 sqft (0.077 acres) |
| Lot Dimensions | 116 ft deep x 29 ft wide |
| Old Parcel Number | 0702147A00015 |
|---|---|
| Street Address | 92 PROSPECT ST |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-4927 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Block | 2147 |
| Legal Lot Number | 15 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 175801 |
92 Prospect St, a duplex, is owned by a company that bought it in April 2026.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 229 HOPE AVE, 107, PASSAIC, NJ 07055-6854 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Construction Mortgage AFFINITY FCU |
| Apr 8, 2026 | Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Prior Sale | Jan 3, 2012 · Amount on File |
| Deed Document Number | 202612103 |
| Deed Book / Page | 5076 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 92 PROSPECT ST, PASSAIC, NJ 07055-4927 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TTL SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 678 MAIN AVE, PASSAIC, NJ 07055-5115 |
| Document Number | 0000027915 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | M17055/219 |
| Instrument | 2021027915 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 8, 2026 |
| Property Address | 92 PROSPECT ST, PASSAIC, NJ 07055-4927 |
| Document Number | 0000012103 |
| Book / Page | 5076 / 78 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026.12103 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,570.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000012104, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026..12104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 92 Prospect St was $11,705, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,900 (-) Land $74,900 Building $200,000 | $274,900 (-) Land $74,900 Building $200,000 | |
| 2025 | $11,705.00 (+3.27%) | $274,900 Land $74,900 Building $200,000 | $274,900 Land $74,900 Building $200,000 |
| 2024 | $11,334.00 | ||
| 2023 | $274,900 Land $74,900 Building $200,000 | $274,900 Land $74,900 Building $200,000 | |
| 2022 | $10,677.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 92 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 92 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures