Lake County property record for 97 Palermo Pl, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,192 sqft · built 1999 |
| Lot Size | 0.182 acres (7,933 sqft) |
| Owner | Trust Name on File |
| Last Sale | $498,500 (Apr 2022) |
| Tax Bill | $6,086 (2024) |
| Deeds & Mortgages | Feb 2023 Transfer Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-2210-000-62690 |
| Primary APN | 18-18-24-2210-000-62690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 7,933 sqft (0.182 acres) |
| Garage Type | Finished |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3777059 |
|---|---|
| Street Address | 97 PALERMO PL |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-0093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE THE VILLAGES OF LADY LAKE UNIT NO 24 SUB LOT 6269 PB 39 PGS 62-63 ORB 5930 PG 1407 ORB 6089 PG 1847 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE |
| Legal Tract | 2210 |
| Legal Lot Number | 6269 |
| Legal Unit | 24 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30408 |
97 Palermo Pl is owner-occupied and held in a trust since February 2023.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 97 PALERMO PL, LADY LAKE, FL 32159-0093 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on File |
| Deed Sale | Apr 5, 2022 · Amount on File |
| Prior Sale | Apr 5, 2022 · Amount on File |
| Deed Document Number | 0059301407 |
| Deed Book / Page | 5930 / 1407 |
| Last Transfer Date | Feb 7, 2023 |
| Transfer Doc | 0060891847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 7, 2023 |
| Property Address | 97 PALERMO PL, LADY LAKE, FL 32159-0093 |
| Document Number | 0060891847 |
| Book / Page | 6089 / 1847 |
| Map Reference | MB 39 PG 62&63 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023014187 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 917 ROUTE 16, GLEN, NH 03838 |
| Name | Verified Name |
|---|---|
| Address | 917 ROUTE 16, GLEN, NH 03838 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 5, 2022 |
| Property Address | 97 PALERMO PL, LADY LAKE, FL 32159-0093 |
| Document Number | 0059301407 |
| Book / Page | 5930 / 1407 |
| Map Reference | MB 39 PG 62&63 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022046987 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | TRI-COUNTY FL TITLE COMPANY, TRI COUNTY LAND T&E CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,489.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 PALERMO PL, LADY LAKE, FL 32159-0093 |
| Name | Verified Name |
|---|---|
| Address | 97 PALERMO PL, LADY LAKE, FL 32159-0093 |
| Document Number | 0059301409 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 5930/1409 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407,640 Land $94,200 Building $313,440 | $468,174 Land $94,200 Building $373,974 | |
| 2024 | $6,086.00 (-18.84%) | ||
| 2023 | $7,499.00 (+107.1%) | $454,605 (+86.07%) | $454,605 (+5.08%) Land $94,200 Building $360,405 |
| 2022 | $3,621.00 Homeowner's exemption | $244,320 | $432,625 Land $72,220 Building $360,405 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 97 Palermo Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Palermo Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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