Lake County property record for 96 Palermo Pl, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1999 |
| Lot Size | 0.173 acres (7,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Jan 2024) |
| Tax Bill | $6,225 (2025) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage Jan 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-2210-000-62610 |
| Primary APN | 18-18-24-2210-000-62610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,724 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,540 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 260 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 213 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3777051 |
|---|---|
| Street Address | 96 PALERMO PL |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-0089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LADY LAKE THE VILLAGES OF LADY LAKE UNIT NO 24 SUB LOT 6261 PB 39 PGS 62-63 ORB 6269 PG 2019 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE THE VILLAGES OF LADY LAKE UNIT |
| Legal Tract | 2210 |
| Legal Lot Number | 6261 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30408 |
Source: Lake County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96 PALERMO PL, LADY LAKE, FL 32159-0089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jan 12, 2024 | Warranty Deed, Transfer PARAGON TITLE INSURANCE COMPANY, MARION TITLE & ESCROW CO |
| Apr 6, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Prior Sale | Apr 6, 2021 · Amount on Record |
| Deed Document Number | 20244466 |
| Deed Book / Page | 6269 / 2019 |
| Prior Transfer Date | Mar 18, 2021 |
| Prior Transfer Doc | 0000045857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 96 PALERMO PL, LADY LAKE, FL 32159-0089 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 96 PALEMO PLACE, LADY LAKE, FL 32159-0089 |
| Document Number | 0056791123 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 5679/1123 |
| Instrument | 2021045859 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 786 Months |
| Due | Oct 25, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.09% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 12, 2024 |
| Property Address | 96 PALERMO PL, LADY LAKE, FL 32159-0089 |
| Document Number | 0062692019 |
| Book / Page | 6269 / 2019 |
| Map Reference | MB 39 PG 62 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024004466 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, MARION TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 BUCKINGHAM WAY, SMITHFIELD, VA 23430-6071 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 96 PALERMO PL, LADY LAKE, FL 32159-0089 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 6, 2021 |
| Property Address | 96 PALERMO PL, LADY LAKE, FL 32159-0089 |
| Document Number | 0056791106 |
| Book / Page | 5679 / 1106 |
| Map Reference | MB 39 PG 62 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021045857 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 PALERMO PL, LADY LAKE, FL 32159-0089 |
| Document Number | 0056791109 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 5679/1109 |
| Instrument | 2021045858 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 786 Months |
| Due | Oct 25, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.09% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,654 (-) Land $87,300 Building $305,354 | $392,654 (-) Land $87,300 Building $305,354 | |
| 2025 | $6,225.00 (+100.87%) Homeowner's exemption | $392,654 (+90.45%) Land $87,300 Building $305,354 | $392,654 (+2.32%) Land $87,300 Building $305,354 |
| 2024 | $3,099.00 (+5.62%) | ||
| 2023 | $2,934.00 (+1.03%) Homeowner's exemption | $206,170 (+3%) | $383,763 (+6.52%) Land $87,300 Building $296,463 |
| 2022 | $2,904.00 Homeowner's exemption | $200,170 | $360,289 Land $64,020 Building $296,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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