Essex County and Bloomfield Township property record for 97 Overlook Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,821 sqft · built 1930 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,500 (Dec 1999) |
| Tax Bill | $17,218 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01189-0000-00004 |
| Primary APN | 02-01189-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,821 sqft Living Area |
| 1st Floor Area | 1,821 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 4,199 sqft (0.096 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Old Parcel Number | 020118900004 |
|---|---|
| Street Address | 97 OVERLOOK TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 42 X 100 |
| Legal Block | 1189 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 14800 |
97 Overlook Ter is owned and occupied by two individuals who bought it in December 1999.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 OVERLOOK TER, BLOOMFIELD, NJ 07003-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 1999 · Amount on File |
| Deed Sale | Dec 8, 1999 · Amount on File |
| Prior Sale | Jan 15, 1998 · Amount on File |
| Deed Book / Page | 5661 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 97 OVERLOOK TER, BLOOMFIELD, NJ 07003-2916 |
| Document Number | 0000017101 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | RIDGEVIEW TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 OVERLOOK TER BLOOMFIELD NJ 070032916, BLOOMFIELD, NJ 07003-2916 |
| Document Number | 0000017101 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 17101 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 25, 2033 |
The 2025 property tax bill for 97 Overlook Ter was $17,218, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,500 (-) Land $241,500 Building $252,000 | $493,500 (-) Land $241,500 Building $252,000 | |
| 2025 | $17,218.00 (+2.86%) | $493,500 Land $241,500 Building $252,000 | $493,500 Land $241,500 Building $252,000 |
| 2024 | $16,739.00 | ||
| 2023 | $493,500 Land $241,500 Building $252,000 | $493,500 Land $241,500 Building $252,000 | |
| 2022 | $15,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Overlook Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 97 Overlook Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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