Essex County and Bloomfield Township property record for 92 Overlook Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 2,071 sqft · built 1930 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $426,000 (May 2013) |
| Tax Bill | $16,273 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01188-0000-00023 |
| Primary APN | 02-01188-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 2,071 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 4,199 sqft (0.096 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Old Parcel Number | 020118800023 |
|---|---|
| Street Address | 92 OVERLOOK TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 42 X 100 |
| Legal Subdivision | TOWNSHIP/BLOOMFIELD |
| Legal Block | 1188 |
| Legal Lot Number | 23 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 14800 |
92 Overlook Ter is owned by a company that acquired it in October 2025.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 21, 2025 | Intrafamily Transfer, Transfer |
| Oct 21, 2025 | Intrafamily Transfer, Transfer |
| Sep 17, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2013 · Amount on File |
| Deed Sale | May 9, 2013 · Amount on File |
| Prior Sale | May 2, 2013 · Amount on File |
| Deed Book / Page | 12432 / 7417 |
| Last Transfer Date | Oct 8, 2025 |
| Transfer Doc | 0000065661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000054230 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021054230 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 21, 2025 |
| Property Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Document Number | 0000065661 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025065661 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 21, 2025 |
| Property Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Document Number | 0000065662 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025065662 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 17, 2025 |
| Property Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Document Number | 0000058993 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025058993 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 92 OVERLOOK TER, BLOOMFIELD, NJ 07003-2917 |
The 2025 property tax bill for 92 Overlook Ter was $16,273, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,400 (-) Land $241,500 Building $224,900 | $466,400 (-) Land $241,500 Building $224,900 | |
| 2025 | $16,273.00 (+2.86%) | $466,400 Land $241,500 Building $224,900 | $466,400 Land $241,500 Building $224,900 |
| 2024 | $15,820.00 | ||
| 2023 | $466,400 Land $241,500 Building $224,900 | $466,400 Land $241,500 Building $224,900 | |
| 2022 | $14,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Overlook Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1979–2011) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 92 Overlook Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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