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97 Ovalo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 97 Ovalo Ct, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,715 sqft · built 2015
Lot Size0.48 acres (20,908 sqft)
Owner2 Company Names on Record
Last Sale$550,000 (Nov 2015)
Tax Bill$12,729 (2025)
Deeds & MortgagesSep 2025 Transfer
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072152-0070

Property Details

APN / Parcel Number

Primary APN072152-0070

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area3,715 sqft Living Area
Gross Area4,916 sqft
1st Floor Area3,062 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialTile
Lot Area20,908 sqft (0.48 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area581 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97 OVALO CT
CitySAINT AUGUSTINE
StateFL
Zip32095-7421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description71/74-79 PALENCIA NORTH PHASE II B LOT 7 OR4109/1640 & 6221/1831
Legal Range29E
Legal Township05S
Legal Section61
Legal SubdivisionPALENCIA NORTH PHASE II B
Legal Phase2
Legal Block1
Legal Lot Number7
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address97 OVALO CT, SAINT AUGUSTINE, FL 32095-7421
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2015 · Amount on Record
Deed SaleNov 9, 2015 · Amount on Record
Deed Document Number201571117
Deed Book / Page4109 / 1640
Last Transfer DateSep 11, 2025
Transfer Doc0062211831
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 17, 2025
Property Address97 OVALO CT, SAINT AUGUSTINE, FL 32095-7421
Document Number0062211831
Book / Page6221 / 1831
Map ReferenceMB 71 PG 74
Instrument DateSep 11, 2025
Instrument2025075708
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address97 OVALO CT, ST AUGUSTINE, FL 32095-7421

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 OVALO CT, ST AUGUSTINE, FL 32095-7421

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address97 OVALO CT, SAINT AUGUSTINE, FL 32095-7421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050531484
DateSep 29, 2020
Book Page5053/1484
Instrument2020083637
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$612,860 (+2.7%)$823,169 (-3.22%) Land $165,000 Building $658,169
2025$12,729.00 (+8.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$596,748 (+2.9%)$850,522 (+4.35%) Land $165,000 Building $685,522
2024$11,687.00 (+4.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$579,930 (+3%)$815,056 (-0.99%) Land $155,000 Building $660,056
2023$11,163.00 (+1.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$563,039 (+3%)$823,183 (+17.08%) Land $155,000 Building $668,183
2022$10,990.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$546,640$703,109 Land $112,000 Building $591,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 221 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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