31 Ovalo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 31 Ovalo Ct, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,093 sqft · built 2016
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$506,300 (Mar 2016)
Tax Bill	$9,918 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072152-0010`

Property Details

APN / Parcel Number

Primary APN	`072152-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,093 sqft Living Area
Gross Area	4,124 sqft
1st Floor Area	3,093 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	732 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 OVALO CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/74-79 PALENCIA NORTH PHASE II B LOT 1 OR4167/1842
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	PALENCIA NORTH PHASE II B
Legal Phase	2
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 OVALO CT, SAINT AUGUSTINE, FL 32095-7421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Deed Book / Page	4167 / 1842
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	31 OVALO CT, SAINT AUGUSTINE, FL 32095-7421
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OVALO CT, SAINT AUGUSTINE, FL 32095-7421

Mortgage

Document Number	0053420808
Date	Aug 12, 2021
Book Page	5342/808
Instrument	2021089430

Lender

Name	FIRSTBANK ALMA
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,473 (+2.7%)	$676,972 (-0.36%) Land $165,000 Building $511,972
2025	$9,918.00 (+9.92%) Homeowner's exemption	$478,552 (+2.9%)	$679,402 (+2.02%) Land $165,000 Building $514,402
2024	$9,023.00 (+5.85%) Homeowner's exemption	$465,065 (+3%)	$665,924 (-0.8%) Land $155,000 Building $510,924
2023	$8,524.00 (+1.69%) Homeowner's exemption	$451,519 (+3%)	$671,271 (+16.46%) Land $155,000 Building $516,271
2022	$8,382.00 Homeowner's exemption	$438,368	$576,390 Land $112,000 Building $464,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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