Middlesex County and Stoneham Town property record for 97 Oak St, Stoneham, MA 02180
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,912 sqft · built 1953 |
| Lot Size | 0.167 acres (7,296 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Feb 2026) |
| Tax Bill | $9,457 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:16 B:000 L:166 |
| Primary APN | STON M:16 B:000 L:166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Living Area |
| Gross Area | 3,910 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,296 sqft (0.167 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 2335 |
|---|---|
| Street Address | 97 OAK ST |
| City | STONEHAM |
| State | MA |
| Zip | 02180-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 166 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 337202 |
97 Oak St is owned and occupied by two individuals who bought it in February 2026.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 OAK ST, STONEHAM, MA 02180-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Feb 10, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Deed Document Number | 202615009 |
| Deed Book / Page | 85215 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 97 OAK ST, STONEHAM, MA 02180-2229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0084637-92 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 84637/92 |
| Instrument | 114119 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Feb 10, 2026 |
| Property Address | 97 OAK ST, STONEHAM, MA 02180-2229 |
| Document Number | 085215-265 |
| Book / Page | 85215 / 265 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 15009 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 97 OAK ST, STONEHAM, MA 02180-2229 |
| Document Number | 0000015010 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 15010 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 97 Oak St was $9,457, up 4% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,457.00 (+4.04%) | $940,100 (+5.8%) Land $373,000 Building $567,100 | $994,365 (-) |
| 2025 | $9,090.00 (+4.43%) | $888,600 (+8.12%) Land $354,300 Building $534,300 | $994,365 (-0.66%) |
| 2024 | $8,704.00 (+2.28%) | $821,900 (+7.2%) Land $326,300 Building $495,600 | $1,001,015 |
| 2023 | $8,510.00 | $766,700 Land $298,400 Building $468,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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