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92 Oak St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 92 Oak St, Stoneham, MA 02180

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,464 sqft · built 1999
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Aug 2014)
Tax Bill$7,167 (2026)
Deeds & MortgagesJun 2020 Refinance
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNSTON M:16 B:000 L:345

Property Details

APN / Parcel Number

Primary APNSTON M:16 B:000 L:345
Alternative APN
  • 2603

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,464 sqft Living Area
Gross Area2,296 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,999 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2603
Street Address92 OAK ST
CitySTONEHAM
StateMA
Zip02180-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number345
JurisdictionSTONEHAM MA
Township / Civil DivisionSTONEHAM
Census Block Group3
Census Block3001
Census Tract337202

Owner

92 Oak St is owned and occupied by two individuals who bought it in August 2014.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address92 OAK ST, STONEHAM, MA 02180-2231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Jun 17, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2014 · Amount on File
Deed SaleAug 28, 2014 · Amount on File
Prior SaleOct 15, 1997 · Amount on File
Deed Book / Page64155 / 294
Transfer Doc064155-294
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address92 OAK ST, STONEHAM, MA 02180-2231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74802-490
DateJun 2, 2020
Book Page74802/490
Instrument84237
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address92 OAK ST, STONEHAM, MA 02180-2231
Document Number72846-141
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 OAK ST STONEHAM MA 021802231, STONEHAM, MA 02180-2231

Mortgage

Document Number72846-141
DateJun 28, 2019
Book Page072846/000141
Instrument90959
Lender
NameTHIRD FED'L S&L ASSN
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 27, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 92 Oak St was $7,167, up 4.8% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStoneham Town
Unified School DistrictStoneham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,167.00 (+4.78%)$712,400 (+6.55%) Land $390,000 Building $322,400$695,305 (-)
2025$6,840.00 (+4.08%)$668,600 (+7.73%) Land $370,500 Building $298,100$695,305 (+0.21%)
2024$6,572.00 (+3.72%)$620,600 (+8.72%) Land $341,200 Building $279,400$693,880
2023$6,336.00$570,800 Land $312,000 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 92 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONEHAM WATER DEPT (MWRA SUPPLY)
serves 23,244 people · EPA ID MA3284000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Sep 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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