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97 Oak Creek Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 97 Oak Creek Dr, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details2,242 sqft
OwnerIndividual Name on Record
Tax Bill$7,732 (2023)
Deeds & MortgagesJul 2026 Sale
Sep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN2030-0007-0260-54

Property Details

APN / Parcel Number

Primary APN2030-0007-0260-54
Alternative APNs
  • R000025286
  • 232735

Interior

Building Area2,242 sqft Living Area
Gross Area2,704 sqft
1st Floor Area1,610 sqft
2nd Floor Area632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Dimensions189 ft deep x 108 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area548 sqft
Deck Area72 sqft
Patio Area536 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR000025286
Old Parcel Number2030.0007.0260.54
Street Address97 OAK CREEK DR
CityTOOL
StateTX
Zip75143-8473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 26 AB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 7 LT 26, C/175
Legal SubdivisionARNOLD HILLS (369)
Legal Block7
Legal Lot Number26
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group1
Census Block1009
Census Tract950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address97 OAK CREEK DR, TOOL, TX 75143-8473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Executor's Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 28, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
ENNIS STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2012
Deed SaleNov 27, 2012
Deed Document Number2012-00015711
Record UpdatedSep 20, 2026

July 2026: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionHENDERSON TX
Recording DateJul 24, 2026
Property Address97 OAK CREEK DR, TOOL, TX 75143-8473
Document Number0000010776
Instrument DateJul 23, 2026
Instrument202610776
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 OAK CREEK DR, TOOL, TX 75143-8473

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address97 OAK CREEK DR, TOOL, TX 75143-8473
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100018733
DateSep 28, 2021
Instrument2021-00018733
Lender
NameENNIS STATE BANK
TypeBank
AddressENNIS, TX 75119
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMabank Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,732.00 (-37.82%) Homeowner's exemption Senior Citizen's exemption$560,375 Land $324,000 Building $407,578$731,578 Land $324,000 Building $407,578
2022$12,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation324.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100

May also be available: Conquest Wireless.

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