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113 Oak Creek Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 113 Oak Creek Dr, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details1,080 sqft · built 1990
Lot Size0.702 acres (30,560 sqft)
Owner2 Individual Names on File
Tax Bill$11,332 (2024)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone AE (high risk)
APN2030-0007-0220-54

Property Details

APN / Parcel Number

Primary APN2030-0007-0220-54
Alternative APNs
  • R000025282
  • 232731

Interior

Stories2 Stories
Building Area1,080 sqft Living Area
Gross Area2,214 sqft
1st Floor Area594 sqft
2nd Floor Area486 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area30,560 sqft (0.702 acres)
Lot Dimensions420 ft deep x 159 ft wide
Garage TypeAttached
Garage Area486 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area380 sqft
Deck AreaDeck Area
Patio Area648 sqft
Boat AccessBoat Access
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number232731
Street Address113 OAK CREEK DR
CityTOOL
StateTX
Zip75143-8476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 7 LTS 22 & 23, C/175
Legal SubdivisionARNOLD HILLS
Legal Block7
Legal Lot Number22&23
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group1
Census Block1009
Census Tract950801

Owner

113 Oak Creek Dr is owned by two individuals who acquired it in February 2023.

Source: Henderson County records, as of September 17, 2025

Owner of Record2 Individual Names on File
Mailing Address5435 EDGEHOLLOW PL, DALLAS, TX 75287-7506
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2023
Deed SaleFeb 21, 2023
Prior SaleOct 15, 2019 · Amount on File
Deed Document Number20232325
Prior Transfer DateOct 11, 2019
Prior Transfer Doc0000014513
Record UpdatedSep 20, 2026

October 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateOct 15, 2019
Property Address113 OAK CREEK DR, TOOL, TX 75143-8476
Document Number201900014513
Map ReferenceCAB C SL 175
Instrument DateOct 11, 2019
Instrument2019-00014513
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyNORTH AMERICAN TITLE MAIN, NORTH AMERICAN TTL ARLINGTON

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5435 EDGEHOLLOW PL, DALLAS, TX 75287-7506

Mortgage

Document Number201900014514
DateOct 15, 2019
Instrument2019-00014514
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMabank Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$634,980 Land $357,750 Building $277,230$634,980 Land $357,750 Building $277,230
2024$11,332.00 (+1.18%)
2023$11,200.00 (-25.67%) Additional exemption filed$620,079 Land $357,750 Building $262,329$620,079 Land $357,750 Building $262,329
2022$15,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Oak Creek Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation324.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Oak Creek Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100

May also be available: Conquest Wireless.

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