97 N Waterloo St, Aurora, CO 80018 Property Records

Arapahoe County property record for 97 N Waterloo St, Aurora, CO 80018

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,467 sqft · built 2024
Owner	Individual Name on Record
Last Sale	$468,990 (Aug 2024)
Tax Bill	$5,448 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1977-09-4-06-025`

Property Details

APN / Parcel Number

Primary APN	`1977-09-4-06-025`
Alternative APNs	`035441261` `35441261` `441261`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,467 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	553 sqft
2nd Floor Area	914 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035441261
Street Address	97 N WATERLOO ST
City	AURORA
State	CO
Zip	80018-1906
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TOWNSHIP T4S MAPPLATB 577 MAPPLATP 69 SUBDIVISIONCD 029473 SUBDIVISIONNAME HARMONY SUBDIVISION FLG NO 12 BLOCK 002 LOT 096 LOT 96 BLK 2 HARMONY SUB FLG NO 12 EX M/RS
Legal Subdivision	HARMONY SUBDIVISION FLG NO 12
Legal Block	1
Legal Lot Number	96
Jurisdiction	ARAPAHOE CO
Township / Civil Division	EAST ARAPAHOE
Census Block Group	1
Census Block	1018
Census Tract	7111

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	97 N WATERLOO ST, AURORA, CO 80018-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2024	Special Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC
Apr 19, 2024	Correction Deed
Apr 11, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Jan 30, 2024 · Amount on Record
Deed Document Number	202455880
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	97 N WATERLOO ST, AURORA, CO 80018-1906
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 N WATERLOO ST, AURORA, CO 80018-1906

Mortgage

Document Number	00E5069845
Date	Sep 30, 2025
Instrument	E5069845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 28, 2024
Property Address	97 N WATERLOO ST, AURORA, CO 80018-1906
Document Number	00E4055880
Instrument Date	Aug 27, 2024
Instrument	E4055880
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	97 N WATERLOO ST, AURORA, CO 80018-1906

Mortgage

Document Number	00E4055881
Date	Aug 28, 2024
Instrument	E4055881

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Apr 19, 2024
Property Address	97 N WATERLOO ST, AURORA, CO 80018-1906
Document Number	00E4023522
Instrument Date	Apr 10, 2024
Instrument	E4023522
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Apr 11, 2024
Property Address	97 N WATERLOO ST, AURORA, CO 80018-1906
Document Number	00E4021792
Instrument Date	Apr 10, 2024
Instrument	E4021792
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,036 (-2.08%)	$458,100 (-) Land $80,000 Building $378,100
2025	$5,448.00 (+39.51%)	$28,631 (+33.16%)	$458,100 (+494.42%) Land $80,000 Building $378,100
2024	$3,905.00
2023		$21,502	$77,067 Land $77,067
2021	$1.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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