40 N Waterloo St, Aurora, CO 80018 Property Records

Arapahoe County property record for 40 N Waterloo St, Aurora, CO 80018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2023
Owner	Individual Name on File
Last Sale	$606,000 (Sep 2023)
Tax Bill	$7,365 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1977-09-4-11-002`

Property Details

APN / Parcel Number

Primary APN	`1977-09-4-11-002`
Alternative APNs	`035442870` `35442870` `442870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,973 sqft
1st Floor Area	2,005 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood Siding
Garage Type	Attached
Garage Area	670 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035442870
Street Address	40 N WATERLOO ST
City	AURORA
State	CO
Zip	80018-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T4S MAPPLATB 577 MAPPLATP 69 SUBDIVISIONCD 029473 SUBDIVISIONNAME HARMONY SUBDIVISION FLG NO 12 BLOCK 007 LOT 002 LOT 2 BLK 7 HARMONY SUB FLG NO 12 EX M/RS
Legal Subdivision	HARMONY SUBDIVISION FLG NO 12
Legal Block	1
Legal Lot Number	2
Jurisdiction	ARAPAHOE CO
Township / Civil Division	EAST ARAPAHOE
Census Block Group	1
Census Block	1018
Census Tract	7111

Owner

40 N Waterloo St is owned and occupied by an individual who bought it in September 2023.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	40 N WATERLOO ST, AURORA, CO 80018-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Deed Document Number	202367018
Record Updated	Sep 20, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Sep 28, 2023
Property Address	40 N WATERLOO ST, AURORA, CO 80018-1906
Document Number	00E3067018
Map Reference	DOC E1057263
Instrument Date	Sep 27, 2023
Instrument	E3067018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	AMERICAN EAGLE TITLE AND ESCROW, AMERICAN HOME TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4530 S MONACO ST, DENVER, CO 80237-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	40 N WATERLOO ST, AURORA, CO 80018-1906

Mortgage

Document Number	00E3067019
Date	Sep 28, 2023
Instrument	E3067019

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 40 N Waterloo St was $7,365, up 9.5% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,895 (-2.08%)	$619,200 (-) Land $154,000 Building $465,200
2025	$7,365.00 (+9.55%)	$38,700	$619,200 Land $154,000 Building $465,200
2024	$6,723.00
2023		$28,669 (+24.18%)	$102,756 (+29.07%) Land $102,756
2022	$3,911.00 (+391,%)	$23,087 Land $23,087	$79,611 Land $79,611
2021	$1.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 N Waterloo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 N Waterloo St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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