97 N Main St, Beacon Falls, CT 06403 Property Records

Beacon Falls Town property record for 97 N Main St, Beacon Falls, CT 06403

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,730 sqft · built 1900
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Apr 2018)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Aug 2022 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`139500`

Property Details

APN / Parcel Number

Primary APN	`139500`
Alternative APNs	`BEAC M:A00 B:001 L:0007` `00139500`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Basement Area	889 sqft
Unfinished Basement	889 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	139500
Street Address	97 N MAIN ST
City	BEACON FALLS
State	CT
Zip	06403-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Block	1
Legal Lot Number	7
Jurisdiction	BEACON FALLS CT
Township / Civil Division	BEACON FALLS
Census Block Group	2
Census Block	2015
Census Tract	341100

Owner

Source: Beacon Falls Town records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	97 N MAIN ST, BEACON FALLS, CT 06403-1169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Apr 18, 2018	Warranty Deed, Transfer MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Jun 22, 2004 · Amount on Record
Deed Book / Page	223 / 823
Transfer Doc	185-518
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	97 N MAIN ST, BEACON FALLS, CT 06403-1169
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247-734
Date	Aug 29, 2022
Book Page	247/734
Instrument	2022876

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2062

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	97 N MAIN ST, BEACON FALLS, CT 06403-1169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	232-489
Date	Mar 31, 2020
Book Page	232/489
Instrument	2020-229

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEACON FALLS CT
Recording Date	Apr 18, 2018
Property Address	97 N MAIN ST, BEACON FALLS, CT 06403-1169
Document Number	223-823
Book / Page	223 / 823
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2230825
Date	Apr 18, 2018
Instrument	00223/0825

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Beacon Falls Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Beacon Falls Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00	$175,250 (-) Land $49,100 Building $126,150	$250,357 Land $70,143 Building $180,214
2024	$5,338.00 (+3.11%)
2023	$5,177.00 (+4.35%)	$175,250 (-) Land $49,100 Building $126,150
2022	$4,961.00	$175,250 Land $49,100 Building $126,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-VALLEY private · serves 13,080 people · EPA ID CT1240011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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