Clay County property record for 97 N Forest St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,506 sqft · built 1937 |
| Lot Size | 0.23 acres (10,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,000 (Jun 2019) |
| Tax Bill | $497 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082A410B 0340000 |
| Primary APN | 082A410B 0340000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,506 sqft Finished Area |
| 1st Floor Area | 1,384 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,022 sqft |
| Street Address | 97 N FOREST ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 80 FT LOT 2 BLK 102 W 2 DB 302/107 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 10 |
| Legal Subdivision | WARD 2 |
| Legal Block | 102 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
97 N Forest St is owned by an individual who bought it in June 2019.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 469 GUYTON CIR, WEST POINT, MS 39773-5087 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2019 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Oct 19, 2017 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Jun 21, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Deed Document Number | 20193450 |
| Deed Book / Page | 302 / 107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 97 N FOREST ST, WEST POINT, MS 39773-2361 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000514/767 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 514/767 |
| Instrument | 2019003451 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jul 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 97 N FOREST ST, WEST POINT, MS 39773-2361 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000498/416 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 498/416 |
| Instrument | 2017005762 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 15, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 21, 2019 |
| Property Address | 97 N FOREST ST, WEST POINT, MS 39773-2361 |
| Document Number | 000302/107 |
| Book / Page | 302 / 107 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019003450 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 911, WEST POINT, MS 39773-0911 |
| Name | Verified Name |
|---|---|
| Address | 469 GUYTON CIR, WEST POINT, MS 39773-5087 |
The 2025 property tax bill for 97 N Forest St was $497.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $497.00 | $8,864 (-) Land $1,116 Building $7,748 | $59,093 (-) Land $7,440 Building $51,653 |
| 2024 | $8,864 (+19.51%) Land $1,116 Building $7,748 | $59,093 (+19.51%) Land $7,440 Building $51,653 | |
| 2023 | $1,110.00 (+1.09%) | $7,417 Land $1,116 Building $6,301 | $49,445 Land $7,440 Building $42,005 |
| 2022 | $1,098.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 97 N Forest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 N Forest St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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