Clay County property record for 78 N Forest St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,507 sqft · built 1950 |
| Lot Size | 0.226 acres (9,849 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $187 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082A410B 0440000 |
| Primary APN | 082A410B 0440000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,507 sqft Finished Area |
| 1st Floor Area | 1,422 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,849 sqft |
| Street Address | 78 N FOREST ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 LESS E 75 FT & S 5 FT LOT 3 BLK 104 W 2 DB 307/868 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 10 |
| Legal Subdivision | WARD 4 |
| Legal Block | 104 |
| Legal Lot Number | 4,3 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 228 REED RIDGE CIR, STARKVILLE, MS 39759-1955 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL SERVICES |
| Apr 30, 2021 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Dec 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL SERVICES |
| Apr 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 78 N FOREST ST, WEST POINT, MS 39773-2361 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000539/904 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 539/904 |
| Instrument | 2021006400 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 24, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 78 N FOREST ST, WEST POINT, MS 39773-2361 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000532/958 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 532/958 |
| Instrument | 2021002851 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 13 Months |
| Due | May 10, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 78 N FOREST ST, WEST POINT, MS 39773-2361 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000549/750 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 549/750 |
| Instrument | 2022005953 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 6, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 30, 2021 |
| Property Address | 78 N FOREST ST, WEST POINT, MS 39773-2361 |
| Document Number | 000307/868 |
| Book / Page | 307 / 868 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021002850 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 WAVERLY RD, WEST POINT, MS 39773-3976 |
| Name | Verified Name |
|---|---|
| Address | 228 REED RIDGE CIR, STARKVILLE, MS 39759-1955 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187.00 (-57.11%) | $3,332 (-) Land $1,056 Building $2,276 | $22,212 (-) Land $7,040 Building $15,172 |
| 2024 | $3,332 (+14.15%) Land $1,056 Building $2,276 | $22,212 (+14.14%) Land $7,040 Building $15,172 | |
| 2023 | $436.00 (+0.93%) | $2,919 Land $1,056 Building $1,863 | $19,461 Land $7,040 Building $12,421 |
| 2022 | $432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures