97 Morris Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 97 Morris Rd, Schenectady, NY 12304

Property Summary

Property TypeParking Garage, Parking Structure
Details1,200 sqft · built 1975
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (Feb 2005)
Tax Bill$4,307 (2025)
Deeds & MortgagesOct 2018 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN012689 16.4-4-3

Property Details

APN / Parcel Number

Primary APN012689 16.4-4-3
Alternative APNs
  • 268901600400040030000000
  • 01600400040030000000

Interior

Stories1 Story
Building Area1,200 sqft Gross Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area9,148 sqft (0.21 acres)
Lot Depth150 ft Depth

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600400040030000000
Street Address97 MORRIS RD
CitySCHENECTADY
StateNY
Zip12304-4585
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Garage, Parking Structure
Local Zoning Code15
Legal DescriptionN-91 E-91 S-91-49.2
Legal Block4
Legal Lot Number3.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3028
Census Tract13803

Owner

Source: Albany County and Colonie Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address872 ALBANY SHAKER RD, LATHAM, NY 12110
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2018Deed of Trust, Mortgage · Commercial Mortgage
SARATOGA NATIONAL BANK & TRUST CO
Oct 29, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2005 · Amount on Record
Deed SaleFeb 28, 2005 · Amount on Record
Prior SaleMay 18, 1999 · Amount on Record
Deed Book / Page2793 / 920
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address97 MORRIS RD, SCHENECTADY, NY 12304-4585
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004043
DateOct 29, 2018
InstrumentR2018-24043
Lender
NameSARATOGA NATIONAL BANK & TRUST CO
TypeBank
AddressSARATOGA SPRINGS, NY 12866
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateOct 29, 2018
Property Address97 MORRIS RD, SCHENECTADY, NY 12304-4585
Document Number0020184042
Book / Page002018 / 024042
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedNov 13, 2018
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address872 ALBANY SHAKER RD LATHAM NY 121101416, LATHAM, NY 12110-1416

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,307.00 (-60.32%)$50,900 (-) Land $8,400 Building $42,500$116,500 (+16.73%) Land $19,226 Building $97,274
2023$50,900 (-) Land $8,400 Building $42,500$99,800 (+9.31%) Land $16,470 Building $83,330
2022$50,900 Land $8,400 Building $42,500$91,300 Land $15,067 Building $76,233
2021$10,855.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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