Albany County and Colonie Town property record for 89 Morris Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,016 sqft · built 1930 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Sep 2026) |
| Tax Bill | $1,939 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.4-4-4.6 |
| Primary APN | 012689 16.4-4-4.6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Slab |
| Porch Area | 544 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600400040040060000 |
|---|---|
| Street Address | 89 MORRIS RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | 2 CAMPS N 99 E 81 S-127-95 |
| Legal Block | 4 |
| Legal Lot Number | 4.006 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 RALPH ST, SCHENECTADY, NY 12304-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Apr 9, 2003 · Amount on Record |
| Deed Document Number | 202617068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 9, 2026 |
| Property Address | 89 MORRIS RD, SCHENECTADY, NY 12304-4585 |
| Document Number | 0000017068 |
| Instrument Date | May 26, 2026 |
| Instrument | 202617068 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | TITLE SERVICES, 3G TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 RALPH ST, SCHENECTADY, NY 12304-4127 |
| Document Number | 0000017069, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202617069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jun 1, 2031 |
| Max Rate | -1% |
|---|
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,939.00 (+12.34%) Homeowner's exemption | ||
| 2025 | $1,726.00 Homeowner's exemption | $40,000 (-) Land $8,000 Building $32,000 | $91,500 (+16.71%) Land $18,300 Building $73,200 |
| 2023 | $40,000 Land $8,000 Building $32,000 | $78,400 Land $15,680 Building $62,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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