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97 Montecito Dr, Satellite Beach, FL 32937 Property Records

Brevard County property record for 97 Montecito Dr, Satellite Beach, FL 32937

Property Summary

Property TypeTownhouse
Details2,165 sqft · built 2021
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$388,900 (Jul 2021)
Tax Bill$9,990 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2023 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN26-37-26-37-*-278

Property Details

APN / Parcel Number

Primary APN26-37-26-37-*-278
Alternative APNs
  • 26-37-26-37-00000.0-0278.00
  • 3016457

Interior

Stories2 Stories
Building Area2,165 sqft Living Area
Gross Area2,677 sqft
1st Floor Area1,140 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Garage Area385 sqft
PorchFinished/Open Porch

Location & Zoning

Account Number3016457
Street Address97 MONTECITO DR
CitySATELLITE BEACH
StateFL
Zip32937-5704
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMONTECITO PHASE 2C LOT 278
Legal Range37E
Legal Township26S
Legal Section26
Legal SubdivisionMONTECITO PHASE 2C
Legal Lot Number278
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1002
Census Tract66800

Owner

97 Montecito Dr, a townhouse, is owned and occupied by an individual who acquired it in September 2023.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address97 MONTECITO DR, SATELLITE BEACH, FL 32937-5704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Deed of Trust, Mortgage · Line of Credit
NEWREZ LLC
Sep 27, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 13, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2021 · Amount on File
Deed SaleJul 13, 2021 · Amount on File
Prior SaleDec 1, 2020 · Amount on File
Deed Document Number2021181036
Deed Book / Page9187 / 2332
Last Transfer DateSep 27, 2023
Transfer Doc0098960400
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateSep 3, 2026
Property Address97 MONTECITO DR, SATELLITE BEACH, FL 32937-5704
Document Number0000182378
Book / Page10719 / 819
Instrument DateAug 27, 2026
Instrument2026182378
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 MONTECITO DR, SATELLITE BEACH, FL 32937-5704

Mortgage

Document Number0000182378,
DateSep 3, 2026
Book Page10719/819
Instrument2026182378
Lender
NameNEWREZ LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateSep 27, 2023
Property Address97 MONTECITO DR, SATELLITE BEACH, FL 32937-5704
Document Number0098960400
Book / Page9896 / 400
Map ReferenceMB 64 PG 34
Instrument DateSep 27, 2023
Instrument2023205595
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address97 MONTECITO DR, SATELLITE BEACH, FL 32937-5704

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 MONTECITO DR, SATELLITE BEACH, FL 32937-5704

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionBREVARD FL
Recording DateJul 13, 2021
Property Address97 MONTECITO DR, SATELLITE BEACH, FL 32937-5704
Document Number0091872332
Book / Page9187 / 2332
Map ReferenceMB 64 PG 34
Instrument DateJun 28, 2021
Instrument2021181036
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,722.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4885 N WICKHAM RD, MELBOURNE, FL 32940-7395

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address97 MONTECITO DR, SATELLITE BCH, FL 32937-5704
InvestorPossibly a Property Investor

Mortgage

Document Number0091872336
DateJul 13, 2021
Instrument9187/2336
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 97 Montecito Dr was $9,990 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalitySatellite Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,140 (+2.7%)$418,710 (-5.23%)
2025$9,990.00 Homeowner's exemption$377,940$441,830 Land $95,000 Building $346,830
2023$8,819.00 (+6.99%) Homeowner's exemption$356,600 (+3%)$406,800 (+17.5%) Land $95,000 Building $311,800
2022$8,243.00 Homeowner's exemption$346,220 Land $95,000 Building $251,220$346,220 Land $95,000 Building $251,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Montecito Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 107 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies186 units insured
incl. 79 condo units
Nearby Flood Claims10 (1994–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 Montecito Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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