Hampden County and Westfield City property record for 97 Mechanic St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,251 sqft · built 1890 |
| Lot Size | 0.135 acres (5,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2026) |
| Tax Bill | $3,721 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:6 L:32 |
| Primary APN | WFLD M:6 L:32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,251 sqft Living Area |
| Gross Area | 2,558 sqft |
| Basement Area | 892 sqft |
| Unfinished Basement | 892 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,890 sqft (0.135 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 97 MECHANIC ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BA |
| Legal Lot Number | 32 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 812702 |
97 Mechanic St is owned by an individual who bought it in August 2026.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 555 RUSSEKK RD, WESTFIELD, MA |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage PEOPLESBANK |
| Apr 17, 2024 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 15, 2023 | Deed, Transfer |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | Apr 17, 2024 · Amount on File |
| Deed Document Number | 202638375 |
| Deed Book / Page | 26460 / 204 |
| Prior Transfer Date | Aug 7, 2026 |
| Prior Transfer Doc | 0000038375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Aug 11, 2026 |
| Property Address | 97 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Document Number | 0000038375 |
| Book / Page | 26460 / 204 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202638375 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Aug 11, 2026 |
|---|
| Name | PEOPLESBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Apr 17, 2024 |
| Property Address | 97 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Document Number | 0025385-81 |
| Book / Page | 25385 / 81 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 16035 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 97 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Document Number | 0000016036 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 16036 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 15, 2023 |
| Property Address | 97 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Document Number | 025154-391 |
| Book / Page | 25154 / 391 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 43483 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 97 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 97 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24148-529 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 24148/529 |
| Instrument | 68320 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2026 property tax bill for 97 Mechanic St was $3,721, up 10.6% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,721.00 (+10.58%) | $249,200 (+12.4%) Land $74,500 Building $174,700 | $242,329 (+11.58%) |
| 2025 | $3,365.00 | $221,700 Land $76,700 Building $145,000 | $217,170 (+0.26%) |
| 2024 | $216,600 | ||
| 2023 | $3,267.00 | $192,400 Land $66,400 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Mechanic St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Mechanic St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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