Orange County property record for 97 Marbella, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 10.5 ba · 14,750 sqft · built 1983 |
| Lot Size | 1.04 acres (45,360 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $34,937 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 675-176-30 |
| Primary APN | 675-176-30 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 10.5 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 14,750 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 45,360 sqft |
| Garage Area | 902 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 97 MARBELLA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 8575 BLK LOT 69 TRACT NO 8575 LOTS 69 AND 70 |
| Legal Subdivision | TRACT NO 8575 |
| Legal Tract | 8575 |
| Legal Lot Number | 69,70 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42205 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 97 MARBELLA, SAN CLEMENTE, CA 92673-2756 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 24, 1994 |
| Transfer Doc | 0000386878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 97 MARBELLA, SAN CLEMENTE, CA 92673-2756 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 97 MARBELLA, SAN CLEMENTE, CA 92673-2756 |
| Document Number | 0000226544 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023000226544 |
| Name | BMO BANK NA |
|---|---|
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 97 MARBELLA, SAN CLEMENTE, CA 92673-2756 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 97 MARBELLA, SAN CLEMENTE, CA 92673-2756 |
| Document Number | 0000599839 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021000599839 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 97 MARBELLA, SAN CLEMENTE, CA 92673-2756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 97 MARBELLA, SAN CLEMENTE, CA 92673-2756 |
| Document Number | 0000451994 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020000451994 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,538,680 (+2%) Land $1,280,703 Building $2,257,977 | |
| 2025 | $34,937.00 (+3.9%) Homeowner's exemption | $3,469,295 (+4.04%) Land $1,255,592 Building $2,213,703 |
| 2023 | $33,624.00 (+1.94%) Homeowner's exemption | $3,334,579 Land $1,206,835 Building $2,127,744 |
| 2022 | $32,983.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1980–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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