Orange County property record for 92 Marbella, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,052 sqft · built 1988 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,460,000 (Sep 2004) |
| Tax Bill | $20,474 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 675-176-20 |
| Primary APN | 675-176-20 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,052 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 11,000 sqft (0.253 acres) |
| Garage Area | 658 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 92 MARBELLA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-2758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 8575 BLK LOT 72 |
| Legal Subdivision | TRACT 8575 |
| Legal Tract | 8575 |
| Legal Lot Number | 72 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 42205 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 MARBELLA, SAN CLEMENTE, CA 92673-2758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS |
| Jun 16, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2004 · Amount on Record |
| Deed Sale | Sep 27, 2004 · Amount on Record |
| Prior Sale | Apr 25, 2002 · Amount on Record |
| Deed Document Number | 2004863516 |
| Prior Transfer Date | Aug 5, 2004 |
| Prior Transfer Doc | 0000863515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 6, 2026 |
| Property Address | 92 MARBELLA, SAN CLEMENTE, CA 92673-2758 |
| Document Number | 0000097780 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202697780 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 92 MARBELLA, SAN CLEMENTE, CA 92673-2758 |
| Document Number | 0000097780, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202697780 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 92 MARBELLA, SAN CLEMENTE, CA 92673-2758 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 92 MARBELLA, SAN CLEMENTE, CA 92673-2758 |
| Document Number | 0000218580 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021000218580 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 92 MARBELLA, SAN CLEMENTE, CA 92673-2758 |
| Document Number | 0000115147 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 92 MARBELLA SAN CLEMENTE CA 926732758, SAN CLEMENTE, CA 92673-2758 |
| Document Number | 0000115147 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 115147 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 92 MARBELLA, SAN CLEMENTE, CA 92673-2758 |
| Document Number | 0000256873 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 92 MARBELLA SAN CLEMENTE CA 926732758, SAN CLEMENTE, CA 92673-2758 |
| Document Number | 0000256873 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 256873 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,075,814 (+2%) Land $1,589,259 Building $486,555 | |
| 2025 | $20,474.00 (+1.7%) Homeowner's exemption | $2,035,112 (+35.58%) Land $1,558,097 Building $477,015 |
| 2024 | $20,132.00 (+33.25%) | |
| 2023 | $15,109.00 (+1.95%) Homeowner's exemption | $1,501,081 Land $1,119,331 Building $381,750 |
| 2022 | $14,820.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1980–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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