Otsego County and Maryland Town property record for 97 Main St, Schenevus, NY 12155 · Last verified May 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Year Built | Built 1950 |
| Square Footage | 4,188 sqft Gross Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Last Sale | $79,900 (2026) |
| Tax Bill | $3,213.00 (2025) |
| Primary APN | 363600 230.19-1-40.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,188 sqft Gross Area |
|---|---|
| Basement Area | 2,112 sqft Basement |
| Unfinished Basement | 2,112 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 52 ft Width |
| Porch Area | 153 sqft Porch |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 043960 |
|---|---|
| Street Address | 97 MAIN ST |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-2024 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | 921 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 40.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MARYLAND |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 590701 |
Source: Otsego County and Maryland Town records · APN 363600 230.19-1-40.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 MAIN ST, SCHENEVUS, NY 12155-2024 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2026 · Amount on Record |
| Deed Sale | Apr 03, 2026 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 03, 2026 |
| Property Address | 97 MAIN ST, SCHENEVUS, NY 12155-2024 |
| Document Number | 0000000598 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 2026.1598 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Apr 03, 2026 |
|---|
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,213.00 | $102,100 (-) Land $7,200 Building $94,900 | $144,067 (+18.53%) Land $10,159 Building $133,908 |
| 2023 | $102,100 Land $7,200 Building $94,900 | $121,548 Land $8,571 Building $112,977 |
97 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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