Otsego County and Maryland Town property record for 95 Main St, Schenevus, NY 12155 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,566 sqft Living Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Garage | Attached, 756 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,793.00 (2025) |
| Primary APN | 363600 230.19-1-39.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,566 sqft Living Area |
| 1st Floor | 1,630 sqft 1st Floor |
| 2nd Floor | 936 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Width | 61 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 756 sqft Garage |
| Porch Area | 453 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 007250 |
|---|---|
| Street Address | 95 MAIN ST |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-2025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 999 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MARYLAND |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 590701 |
Source: Otsego County and Maryland Town records · APN 363600 230.19-1-39.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 MAIN ST, SCHENEVUS, NY 12155-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 28, 2018 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 95 MAIN ST, SCHENEVUS, NY 12155-2025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 229 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-6229 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 28, 2018 |
| Property Address | 95 MAIN ST, SCHENEVUS, NY 12155-2025 |
| Document Number | 0000002875 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2875 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 TROMP RD SCHENEVUS NY 121554119, SCHENEVUS, NY 12155-4119 |
Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,793.00 | $89,600 (-) Land $11,800 Building $77,800 | $126,429 (+18.53%) Land $16,650 Building $109,779 |
| 2023 | $89,600 Land $11,800 Building $77,800 | $106,667 Land $14,048 Building $92,619 |
95 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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