97 Lancaster St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 97 Lancaster St, Springfield, MA 01118 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1942
Square Footage1,338 sqft Living Area
Lot Size6,499 sqft (0.149 acres)
GarageDetached
Last Sale$260,000 (2026)
Tax Bill$4,331.00 (2025)

Owner

Source: Hampden County and Springfield City records · APN SPRI S:07485 P:0026

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address47 KAMUDA ST, INDIAN ORCHARD, MA 01151-1979
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2026Deed of Trust, Mortgage
NEIGHBORHOOD ASSISTANCE CORP OF AMERICA
Feb 04, 2026Deed of Trust, Mortgage
SPRINGFIELD, CITY OF
Feb 04, 2026Fiduciary Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2026 · Amount on Record
Deed SaleFeb 04, 2026 · Amount on Record
Prior SaleOct 01, 1980 · Amount on Record
Deed Book / Page26209 / 325
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address97 LANCASTER ST, SPRINGFIELD, MA 01118-1112
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026209-349
DateFeb 04, 2026
Book Page26209/349
Instrument5067
Lender
NameNEIGHBORHOOD ASSISTANCE CORP OF AMERICA
Agreement
AmountAmount Recorded

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address97 LANCASTER ST, SPRINGFIELD, MA 01118-1112
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026209-353
DateFeb 04, 2026
Book Page26209/353
Instrument5068
Lender
NameSPRINGFIELD, CITY OF
Agreement
AmountAmount Recorded

February 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionSPRINGFIELD MA
Recording DateFeb 04, 2026
Property Address97 LANCASTER ST, SPRINGFIELD, MA 01118-1112
Document Number026209-325
Book / Page26209 / 325
Instrument DateFeb 02, 2026
Instrument5065
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 KAMUDA ST, INDIAN ORCHARD, MA 01151-1979

Mortgage

Document Number0000005066
DateFeb 04, 2026
Instrument5066
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,331.00$276,200 (+8.74%) Land $47,000 Building $229,200$311,790
2023$4,331.00$254,000 Land $44,800 Building $209,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNSPRI S:07485 P:0026
Alternative APN
  • 74850026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,338 sqft Living Area
1st Floor696 sqft 1st Floor
Game RoomGame Room
Stories2 Stories

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area6,499 sqft (0.149 acres)
Garage TypeDetached Garage

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number74850026
Street Address97 LANCASTER ST
CitySPRINGFIELD
StateMA
Zip01118-1112
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup3
Census Block3003
Census Tract802400

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