Hampden County and Springfield City property record for 105 Lancaster St, Springfield, MA 01118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1942 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $258,000 (Jan 2022) |
| Tax Bill | $4,576 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:07485 P:0025 |
| Primary APN | SPRI S:07485 P:0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 290 sqft |
| Unfinished Basement | 290 sqft |
| Game Room | Game Room |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 6,499 sqft (0.149 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 74850025 |
|---|---|
| Street Address | 105 LANCASTER ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01118-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 802400 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 LANCASTER ST, SPRINGFIELD, MA 01118-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Sep 6, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Nov 21, 2012 |
| Deed Document Number | 20226403 |
| Deed Book / Page | 24382 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 31, 2022 |
| Property Address | 105 LANCASTER ST, SPRINGFIELD, MA 01118-1162 |
| Document Number | 024382-186 |
| Book / Page | 24382 / 186 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 6403 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1392 BAY ST, SPRINGFIELD, MA 01109-1640 |
| Document Number | 0000006404 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 6404 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 105 LANCASTER ST, SPRINGFIELD, MA 01118-1162 |
| Document Number | 22913-578 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 LANCASTER ST SPRINGFIELD MA 011181162, SPRINGFIELD, MA 01118-1162 |
| Document Number | 22913-578 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 022913/000578 |
| Instrument | 61571 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,576.00 (-9.53%) | $296,000 (-8.25%) Land $47,000 Building $249,000 | $311,767 (-13.89%) |
| 2025 | $5,058.00 (+5.35%) | $322,600 (+14.56%) Land $47,000 Building $275,600 | $362,045 (+8.67%) |
| 2024 | $333,165 | ||
| 2023 | $4,801.00 | $281,600 Land $44,800 Building $236,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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