97 Janette Dr, Poca, WV 25159 Property Records

Putnam County property record for 97 Janette Dr, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1984
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on Record
Tax Bill	$851 (2025)
Deeds & Mortgages	Aug 2015 Line of Credit May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-6-0041.0000`

Property Details

APN / Parcel Number

Primary APN	`09-6-0041.0000`
Alternative APNs	`40-09-6-0041.0000` `00011801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	2,184 sqft
Game Room	Game Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	131 ft deep x 70 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00011801
Street Address	97 JANETTE DR
City	POCA
State	WV
Zip	25159-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 SILVER VALLEY EST
Legal Subdivision	SILVER VALLEY ESTATES
Legal Lot Number	41
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3023
Census Tract	20500

Owner

Source: Putnam County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 SUMMERWIND CT, CROSSVILLE, TN 38571-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2015	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SUCCESS MORTGAGE PARTNERS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	97 JANETTE DR, POCA, WV 25159-9729
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001108/613
Date	Aug 24, 2015
Book Page	1108/613
Instrument	003891210007

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Recording Date	May 22, 2026
Property Address	97 JANETTE DR, POCA, WV 25159-9729
Document Number	1412000937
Book / Page	1412 / 937
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BESTITLE, BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1412000937,
Date	May 22, 2026
Book Page	1412/937

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Poca Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$851.00 (+18.36%) Homeowner's exemption	$76,320 (+10.42%) Land $14,280 Building $62,040	$127,200 (+10.42%) Land $23,800 Building $103,400
2023	$719.00 (+6.52%) Homeowner's exemption	$69,120 (+4.07%) Land $14,280 Building $54,840	$115,200 (+4.07%) Land $23,800 Building $91,400
2022	$675.00 Homeowner's exemption	$66,420 Land $12,360 Building $54,060	$110,700 Land $20,600 Building $90,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 63% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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