85 Janette Dr, Poca, WV 25159 Property Records

Putnam County property record for 85 Janette Dr, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,634 sqft · built 1985
Lot Size	0.21 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2025)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-6-0040.0000`

Property Details

APN / Parcel Number

Primary APN	`09-6-0040.0000`
Alternative APNs	`40-09-6-0040.0000` `00011711`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	542 sqft
Finished Basement	542 sqft

Exterior

Year Built	Built 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,191 sqft (0.21 acres)
Lot Dimensions	131 ft deep x 70 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00011711
Street Address	85 JANETTE DR
City	POCA
State	WV
Zip	25159-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SILVER VALLEY EST
Legal Subdivision	SILVER VALLEY ESTATE
Legal Lot Number	40
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3023
Census Tract	20500

Owner

Source: Putnam County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed, Transfer · FHA Mortgage PRIME LENDING INC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Deed Document Number	0000640834
Deed Book / Page	640 / 834
Record Updated	Jun 8, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Aug 11, 2025
Property Address	85 JANETTE DR, POCA, WV 25159-9729
Document Number	000640/834
Book / Page	640 / 834
Map Reference	MB 6 PG 5045
Instrument Date	Jul 25, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001392874
Date	Aug 11, 2025
Instrument	1392/874

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	85 JANETTE DR, POCA, WV 25159-9729
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1221/875
Date	Aug 26, 2019
Book Page	1221/875
Instrument	004687060007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Poca Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+17.78%) Homeowner's exemption	$90,180 (+10.68%) Land $14,280 Building $75,900	$150,300 (+10.68%) Land $23,800 Building $126,500
2023	$900.00 (+17.04%) Homeowner's exemption	$81,480 (+11.77%) Land $14,280 Building $67,200	$135,800 (+11.77%) Land $23,800 Building $112,000
2022	$769.00 Homeowner's exemption	$72,900 Land $12,360 Building $60,540	$121,500 Land $20,600 Building $100,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 63% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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