Albany County and Green Island Town property record for 97 James St, Troy, NY 12183
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,996 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $115,000 (May 2023) |
| Tax Bill | $4,572 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 012801 20.76-2-21 |
| Primary APN | 012801 20.76-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Total Area |
| 1st Floor Area | 998 sqft |
| 2nd Floor Area | 998 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02007600020210000000 |
|---|---|
| Street Address | 97 JAMES ST |
| City | TROY |
| State | NY |
| Zip | 12183-1415 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GREEN ISLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 13100 |
97 James St, a duplex, is owned by a company that acquired it in November 2023.
Source: Albany County and Green Island Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 97 JAMES ST, TROY, NY 12183-1415 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on File |
| Deed Sale | May 17, 2023 · Amount on File |
| Prior Sale | Oct 30, 2007 · Amount on File |
| Deed Document Number | 20238787 |
| Last Transfer Date | Nov 21, 2023 |
| Transfer Doc | 0000021142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 97 JAMES ST, TROY, NY 12183-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | PIERCE SETTLEMENT SERVICES LLC, TIER ONE SETTLEMENT AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001143 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | R2023-21143 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 97 James St was $4,572.
Source: Albany County and Green Island Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Green Island Town |
| Municipality | Green Island Village |
| Unified School District | Green Island Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,572.00 | ||
| 2025 | $117,600 Land $27,500 Building $90,100 | $178,182 Land $41,667 Building $136,515 | |
| 2023 | $117,600 Land $27,500 Building $90,100 | $150,769 Land $35,256 Building $115,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 James St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1986–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN ISLAND VILLAGE serves 2,900 people · EPA ID NY0100195 |
|---|---|
| Water Source | Purchased surface water from COHOES CITY |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2022 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Massivemesh Networks, Verizon.
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