Albany County and Green Island Town property record for 95 James St, Troy, NY 12183
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,981 sqft · built 1990 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,471,250 (May 2024) |
| Tax Bill | $6,291 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 012801 20.76-2-20 |
| Primary APN | 012801 20.76-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,981 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| 2nd Floor Area | 1,934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 804 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 02007600020200000000 |
|---|---|
| Street Address | 95 JAMES ST |
| City | TROY |
| State | NY |
| Zip | 12183-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GREEN ISLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 13100 |
Source: Albany County and Green Island Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 JAMES ST, TROY, NY 12183-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on Record |
| Deed Sale | May 17, 2024 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 20247946 |
| Prior Transfer Date | Apr 1, 2024 |
| Prior Transfer Doc | 0000007946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 95 JAMES ST, TROY, NY 12183-1415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002993 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | R2021-32993 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Green Island Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Green Island Town |
| Municipality | Green Island Village |
| Unified School District | Green Island Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,291.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $172,800 (-) Land $27,500 Building $145,300 | $261,818 (+18.18%) Land $41,667 Building $220,151 | |
| 2023 | $172,800 Land $27,500 Building $145,300 | $221,538 Land $35,256 Building $186,282 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1986–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN ISLAND VILLAGE serves 2,900 people · EPA ID NY0100195 |
|---|---|
| Water Source | Purchased surface water from COHOES CITY |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2022 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Massivemesh Networks, Verizon.
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