Cherokee County property record for 97 Hill St, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 999 sqft Heated Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Tax Bill | $554.00 (2025) |
| Primary APN | 459211673144000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 999 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,761 sqft (0.269 acres) |
| Depth X Width | 150 ft x 78 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 156 sqft Porch |
| Cooling System | Wall Unit Cooling |
|---|
| Account Number | 25645 |
|---|---|
| Street Address | 97 HILL ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-2868 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 24 SEC 3 DUKE LAND & IMPROVEMENT CO 1236/322 |
| Legal Lot Number | 24 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2034 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459211673144000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 579, MURPHY, NC 28906-0579 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY |
| Apr 09, 2020 | Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2007 |
| Deed Sale | Sep 01, 2007 |
| Deed Doc Number | 0000005426 |
| Deed Book / Page | 1236 / 0322 |
| Prior Transfer Date | Jun 23, 2006 |
| Prior Transfer Doc | 2006-0060574 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 97 HILL ST, MURPHY, NC 28906-2868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01590/0701 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 01590/0701 |
| Instrument | 03172 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 29, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 97 HILL ST, MURPHY, NC 28906-2868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1640/1012 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 1640/1012 |
| Instrument | 1810 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 09, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $554.00 | $76,990 (-) | $76,990 (-) Land $24,000 Building $52,990 |
| 2023 | $76,990 | $76,990 Land $24,000 Building $52,990 |
97 Hill St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 68th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,010 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures