Cherokee County property record for 117 Hill St, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1961 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Mar 2026) |
| Tax Bill | $776 (2025) |
| Deeds & Mortgages | Mar 2026 Foreclosure Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459211674200000 |
| Primary APN | 459211674200000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Heated Area |
| Gross Area | 970 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 147 ft deep x 78 ft wide |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 51543 |
|---|---|
| Street Address | 117 HILL ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-2870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 23 SEC 3 DUKE LAND & IMPROVEMENT 1513/187 |
| Legal Subdivision | DUKE LAND AND IMPROVEMENT COMPANY |
| Legal Lot Number | 23 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459211674200000
Assessment roll updated October 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 HILL ST, MURPHY, NC 28906-2870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2026 | Public Action, Foreclosure · Conventional Mortgage CENTRAL TRUST BANK |
| Feb 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 20261531 |
| Deed Book / Page | 1798 / 784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 31, 2026 |
| Property Address | 117 HILL ST, MURPHY, NC 28906-2870 |
| Document Number | 001798/784 |
| Book / Page | 1798 / 784 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 1531 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 165 MCCLELLAND ST, MURPHY, NC 28906-2731 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 HILL ST, MURPHY, NC 28906-2870 |
| Document Number | 0001798786 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 1798/786 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 27, 2020 |
| Property Address | 117 HILL ST, MURPHY, NC 28906-2870 |
| Document Number | 1637/499 |
| Book / Page | 1637 / 499 |
| Map Reference | CAB A SL 10 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 978 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 FLYING PIG PASS, 505, BRASSTOWN, NC 28902-0059 |
| Name | Verified Name |
|---|---|
| Address | 1001 TRAVELERS TRL NW, KENNESAW, GA 30144-2870 |
| Document Number | 1637501 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 1637/501 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $776.00 | $113,390 (-) | $113,390 (-) Land $24,000 Building $89,390 |
| 2023 | $113,390 | $113,390 Land $24,000 Building $89,390 |
Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain Electric Membership Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: CND Acquisition.
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF MURPHY serves 4,498 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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