97 Hickory Cir, Union, MO 63084 Property Records

Franklin County property record for 97 Hickory Cir, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,374 sqft · built 2004
Lot Size0.3 acres (13,068 sqft)
Owner2 Owner Names on Record
Tax Bill$2,041 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-8-28.0-0-024-110.000

Property Details

APN / Parcel Number

Primary APN17-8-28.0-0-024-110.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleA-Frame
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Patio Area180 sqft
Shed1 Shed

Location & Zoning

Street Address97 HICKORY CIR
CityUNION
StateMO
Zip63084-2096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:44 HICKORY RIDGE ESTATES
Legal Range01W
Legal Township43
Legal Section28
Legal SubdivisionHICKORY RIDGE ESTATES
Legal Block24
Legal Lot Number44
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1009
Census Tract800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address97 HICKORY CIR, UNION, MO 63084-2096
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2004
Deed SaleNov 9, 2004
Deed Document Number2004-28538
Last Transfer DateNov 10, 2004
Transfer Doc0000028538
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address97 HICKORY CIR, UNION, MO 63084-2096
Document Number0000005175
Instrument DateMar 31, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address97 HICKORY CIR UNION MO 630842096, UNION, MO 63084-2096

Mortgage

Document Number0000005175
DateApr 19, 2018
Instrument5175
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 18, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,041.00 (+15.97%)$34,244 (+16.98%)$180,230 (+16.98%) Land $25,000 Building $155,230
2023$1,760.00 (-14.23%)$29,273$154,070 Land $25,000 Building $129,070
2022$2,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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