97 Harvard Pl, Buffalo, NY 14209 Property Records

Erie County and Buffalo City property record for 97 Harvard Pl, Buffalo, NY 14209

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,552 sqft · built 1900
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2023)
Tax Bill	$869 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140200 100.24-3-59`

Property Details

APN / Parcel Number

Primary APN	`140200 100.24-3-59`
Alternative APNs	`02001002400003059000` `03854600`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,552 sqft Total Area
1st Floor Area	1,276 sqft
2nd Floor Area	1,276 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Porch	Slab
Porch Area	554 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03854600
Street Address	97 HARVARD PL
City	BUFFALO
State	NY
Zip	14209-1310
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-2R
Legal Description	125. S LAFAYETTE
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	59.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3000
Census Tract	16900

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage MANUFACTURERS BANK AND TRUST COMPANY
Nov 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage STATE OF NEW YORK MORTGAGE AGENCY
Oct 17, 2023	Warranty Deed, Transfer · FHA Mortgage MANUFACTURERS & TRADERS TRUST CO
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	2023179979
Deed Book / Page	11423 / 2355
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Apr 29, 2026
Property Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Document Number	0000079057
Book / Page	11460 / 1931
Instrument Date	Apr 29, 2026
Instrument	202679057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0114601931,
Date	Apr 29, 2026
Book Page	11460/1931
Instrument	202679057

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.25%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Apr 27, 2026
Property Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Document Number	0141967991
Book / Page	14196 / 7991
Instrument Date	Apr 27, 2026
Instrument	202677262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077262,
Date	Apr 27, 2026
Book Page	14196/7991
Instrument	202677262

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PLAZA MT, BUFFALO, NY 14203-2309
Investor	Possibly a Property Investor

Mortgage

Document Number	0141111683
Date	Nov 24, 2023
Book Page	14111/1683
Instrument	2023201859

Lender

Name	STATE OF NEW YORK MORTGAGE AGENCY
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 17, 2023
Property Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Document Number	0114232355
Book / Page	11423 / 2355
Instrument Date	Sep 11, 2023
Instrument	2023179979
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 STEVENS AVE, BUFFALO, NY 14215-3736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DEPUTRON HOLLOW RD, BROOKTONDALE, NY 14817-9700
Investor	Possibly a Property Investor

Mortgage

Document Number	0141075122
Date	Oct 17, 2023
Instrument	14107/5122

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0141075138
Date	Oct 17, 2023
Book Page	14107/5138
Instrument	2023179981

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	97 HARVARD PL, BUFFALO, NY 14209-1310
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 STEVENS AVE, BUFFALO, NY 14215-3736

Mortgage

Document Number	0139733539
Date	Jan 5, 2021
Book Page	13973/3539
Instrument	2021001461

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$869.00 (-67.61%)
2025	$2,683.00 (-4.52%)	$263,000 (+52.02%) Land $41,000 Building $222,000	$263,000 (-6.51%) Land $41,000 Building $222,000
2024	$2,810.00 (+212.57%)	$173,000 (-) Land $23,000 Building $150,000	$281,301 (+13.82%) Land $37,398 Building $243,903
2023	$899.00	$173,000 (-) Land $23,000 Building $150,000	$247,143 (+11.43%) Land $32,857 Building $214,286
2022		$173,000 Land $23,000 Building $150,000	$221,800 Land $29,488 Building $192,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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