97 Florida Ave, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 97 Florida Ave, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,002 sqft · built 1932
Lot Size	0.112 acres (4,919 sqft)
Owner	Individual Name on Record
Last Sale	$56,500 (Mar 2001)
Tax Bill	$4,002 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2016 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262800 075.33-4-10`

Property Details

APN / Parcel Number

Primary APN	`262800 075.33-4-10`
Alternative APNs	`28000753300004010000` `05753000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	786 sqft
Attic	Attic
Attic Area	216 sqft
Game Room	Game Room

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Bungalow
Exterior Material	Composition/Composite
Lot Area	4,919 sqft (0.112 acres)
Lot Dimensions	123 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05753000000
Street Address	97 FLORIDA AVE
City	ROCHESTER
State	NY
Zip	14616-4638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L58 T2 S1 OAK OPENING 60-22 SL103
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	3
Census Block	3005
Census Tract	13800

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 FLORIDA AVE, ROCHESTER, NY 14616-4638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU
Sep 13, 2016	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU
Sep 13, 2016	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU
Sep 13, 2016	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2001 · Amount on Record
Deed Sale	Mar 29, 2001 · Amount on Record
Prior Sale	Feb 1, 2001 · Amount on Record
Deed Book / Page	9438 / 190
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	97 FLORIDA AVE, ROCHESTER, NY 14616-4638
Document Number	0000001040
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FLORIDA AVE ROCHESTER NY 146164638, ROCHESTER, NY 14616-4638

Mortgage

Document Number	0000001040
Date	Oct 5, 2020
Instrument	1040

Lender

Name	ADVANTAGE FCU
Address	ROCHESTER, NY 14624

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	97 FLORIDA AVE, ROCHESTER, NY 14616-4638
Document Number	0000001108
Instrument Date	Sep 13, 2016
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FLORIDA AVE ROCHESTER NY 146164638, ROCHESTER, NY 14616-4638

Mortgage

Document Number	0000001108
Date	Jan 9, 2020
Instrument	1108

Lender

Name	ADVANTAGE FCU
Address	ROCHESTER, NY 14624

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.25%

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	97 FLORIDA AVE, ROCHESTER, NY 14616-4638
Document Number	0000001109
Instrument Date	Sep 13, 2016
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FLORIDA AVE ROCHESTER NY 146164638, ROCHESTER, NY 14616-4638

Mortgage

Document Number	0000001109
Date	Jan 9, 2020
Instrument	1109

Lender

Name	ADVANTAGE FCU
Address	ROCHESTER, NY 14624

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2040

Interest

Rate Type	Adjustable Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	97 FLORIDA AVE, ROCHESTER, NY 14616-4638
Document Number	0000001039
Instrument Date	Sep 13, 2016
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FLORIDA AVE ROCHESTER NY 146164638, ROCHESTER, NY 14616-4638

Mortgage

Document Number	0000001039
Date	Oct 5, 2020
Instrument	1039

Lender

Name	ADVANTAGE FCU
Address	ROCHESTER, NY 14624

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,002.00 (+46.01%) Homeowner's exemption Senior Citizen's exemption
2025	$2,741.00 (-47.61%)	$91,800 (-) Land $15,300 Building $76,500	$150,500 (+40.99%) Land $25,083 Building $125,417
2023		$91,800 (+10.6%) Land $15,300 Building $76,500	$106,744 (+10.62%) Land $17,791 Building $88,953
2022		$83,000 Land $17,000 Building $66,000	$96,500 Land $19,765 Building $76,735
2021	$5,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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